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Council of Economic Advisers (H1)<br />The team of three in the USA which advises the president on the state of the economy. This council was set up under the EMPLOYMENT ACT 1946. A principal task of the council is to assist the president in preparing his annual Economic Report to the Congress, a report formulating broad guidelines for stabilization policy and other aspects of the government's economic programme. The academics chosen as members of the council usually have political views close to those of the administration.<br /> <br /><em>Reference</em><br />Feldstein, M. (1992) 'The Council of Economic Advisers and Economic Advising in the United States', Economic Journa/102: 1223-34.

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zai teku (GO, M1)<br />Financial management (Japanese).
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<strong>Trailer</strong> – A term that comes at the end of the school' s SAY.

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<strong>Common Record: CommonLine (CR:C)</strong> – The FFEL Program industry' s newest electronic communication standards by which loan and borrower information is electronically gathered, stored, and transmitted via an XML format. CR:C file specifications are agreed to by the industry' s Electronic Standards Committee (ESC) and may be retrieved from the NCHELP website at www.nchelp.org.

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contemporaneous externality (D6, QO) An economic activity affecting another type of production in the same time period, e.g. bee-keeping helps fruit farming.<br /><em>See also:</em> sequential externality contestable markets thesis (Ll)<br />BAUMoL's view that competition can be maintained by the state ensuring that an industry's barriers to entry are kept low. Under such circumstances, free entry and exit will maintain the market in a competitive state. This thesis is compatible with recent UK COMPETITION POLICY.<br /><em>Reference</em><br />Baumol, W.J., Panzar, L.C. and Willig, R.D. (1982) Contestable Markets and the Theory of Industry Structure, New York: Harcourt Brace Jovanovich.
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Lachmann, Ludwig, 1906-90 (B3) Educated at the University of Berlin. He fled in 1933 from Germany to work at the London School of Economics where contact with HAYEK allowed him to develop his economics in the tradition of the AUSTRIAN scHooL; in 1948 he became professor of economics and economic history at Witwatersrand University, South Africa, where he taught a wide range of economics and encouraged the study of major economics texts. In his Capital and Its Structure (1956) he viewed capital as being in a ceaseless state of mutation. His work on knowledge and expectations anticipated SHACKLE.

<strong>Realtime</strong> – A system requirement that a program respond within a small amount of time, typically mili- or microseconds. In jargon, refers to doing something while someone is waiting or watching. The MDHE' s web loan delivery product, MODEL Direct, is a realtime product providing data directly from the MDHE' s FFEL Program database. Change transactions are also sent and posted realtime via MODEL Direct. The MDHE' s FAMOUS system is also a realtime product for administering the state grant and scholarship programs.

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<strong>Consolidation</strong> – The combining of existing federal student loans into one new loan with an interest rate equal to the weighted average of the loans being consolidated. Consolidation can result in lower monthly payments but higher total debt.

marginal revenue product (DO)<br />A MARGINAL physical PRODUCT (MPP) multiplied by the MARGINAL REVENUE obtained from that unit. Under PERFECT COMPETITION, as price is equal to MARGrNAL REVENUE, the marginal revenue product (MRP) is equal to the product of the marginal physical product and the price. The MRP shows the addition to the TOTAL REVENUE of a firm of producing another unit.
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crowding in (E2)<br />Public expenditure which stimulates private sector investment.<br /><em>See also:</em> crowding out

<strong>Fiscal Year (FY)</strong> – An annual budgetary period. A fiscal year may be defined as a calendar year or other period, such as a State Fiscal Year (July 1-June 30) or Federal Fiscal Year (October 1 - September 30).
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<strong>Award Letter</strong> – Schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded, or packaged, each year. Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.
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Japanese auction (DO)<br />An ENGLISH AUCf iON that does not accept any new bidders after the bidding starts. The bidders must indicate whether they want to continue to bid, or drop out.
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banking (G2)<br />Money changing originally; after the Church permitted the charging of interest, primarily money lending. Banks began producing money by issuing banknotes and then expanded credit by creating bank deposits, which became the major part of the broadly defined money supply. The power to create credit made banks key institutions in modem economies, influencing the level of economic activity.<br /> In the twentieth century banks increased in size through mergers and joint operations (e.g. in the UK through mergers in the 1920s and 1960s, and in the USA through the growth of bank holding companies), through internationalization of their operations and by an extension of the range of their services. In a sense, every major commercial bank of today aims to be a financial conglomerate supplying every form of credit, financial advice and service.<br /><em>See also:</em> branch banking; domestic banking system; fractional reserve banking; free banking; investment banking; Islamic banking; laser banking; merchant bank; offshore banking; unit banking; usury<br /><em>Reference</em><br />Lewis, M.K. and Davis, K.T. (1987) Domestic and International Banking, Deddington: Philip Allan.
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22122361 2010 年 09 月 29 日 21:03 Reading (loading. ..) Comments (0) Category: Entertainment
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capital-labour ratio (D2)<br />The amount of physical capital employed by each worker usually measured by dividing the value of the capital stock by the size of the labour force. These ratios are central to theories of growth and of coMPARATIVE ADVANTAGE.<br /><em>See also:</em> capital deepening; capital intensive; capital widening
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<strong>PPA</strong> – Program Participation Agreement with the U.S. Department of Education that permits a school to participate in the Title IV federal student financial aid programs.
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<strong>Budget</strong> – Synonymous with Cost of Attendance (COA). In financial aid terms, a budget is an estimate of a student' s total education-related expenses for an enrollment period. The budget generally includes tuition, fees, room, board, books, supplies, and personal expenses. For the Charles Gallagher program, the standard budget for each institution consists of the institution' s prior year tuition and fees, room and board, and book costs reported through IPEDS, as well as standard budget figures determined by the MDHE using the Consumer Price Index (CPI). For the College Guarantee program, the budget is the lesser of the institution' s Gallagher budget or the average cost of attendance at the University of Missouri-Columbia.
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<strong>Quality Assurance (QA)</strong> – Any program in business designed to help an office or procedure obtain optimal results. In systems, QA is generally used to describe systems testing prior to releasing new or enhanced software.

snake in the tunnel (F3)<br />The exchange rate regime constituting part of the SMITHSONIAN AGREEMENT and existing December 1971 to March 1973. The 'tunnel' was the permitted range of 4.5 per cent fluctuations around the dollar; the 'snake', the band of 2.25 per cent to which the participating currencies were confined at a particular time. It also applies to the EUROPEAN MONETARY SYSTEM'S currency movements since 1979.
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<strong>NAACP</strong> – National Association for the Advancement of Colored People.

<strong>OAKFAP</strong> – The Ozark area group of financial aid professionals, normally meeting in Springfield.
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<strong>Leave of Absence (LOA)</strong> – An approved leave of absence is a break in enrollment, not including a regularly scheduled semester break or spring break, that is requested by the student and approved by the school. The student' s request must be in writing and must include the reason for the leave. An LOA cannot exceed 180 days in any 12-month period.
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chain index method (D2)<br />A measure proposed by Champernowne to enable a conventional production function to be built which is compatible with MARGINAL PRODUCTIVITY THEORY. All alternative production techniques are arranged in a 'chain' for some predetermined rates of profit.<br /> <br /><em>Reference</em><br />Champernowne, D.G. (1953) 'The production function and the theory of capital: a comment', Review of Economic Studies 21: 112-35.

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<strong>Assignment</strong> – Language placed on or attached to the promissory note indicating a change or transfer of loan ownership (e.g., when a loan is sold by a lender to a secondary market).

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