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<strong>Unsubsidized loan</strong> – A loan that is not based on need and is NOT eligible for federal interest benefits. The borrower is responsible for the interest that accrues on any unsubsidized loan, including unsubsidized Federal Stafford Loans, Federal PLUS Loans, and Graduate PLUS Loans. payday cash advance locations in ohio cash loan locations in los angeles pay advance definition <strong>DAA</strong> – Default Aversion Assistance, assistance provided to a lender by the guarantor in order to prevent a delinquent loan from defaulting. A lender must submit a DAA request (DAAR) to the MDHE when a borrower is more than 60 days delinquent on a student loan. <strong>Financial Aid Officer (FAO)</strong> – A staff member at an eligible school who administers financial aid programs. loan payday personal personal service short term loans for military members |
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advance cash america in san antonio payday loan lenders atlanta ga first choice cash advance union sc emergency loans no credit checks monetary overhang (E2, E3) Accumulated savings which could cause future inflation. This overhang has long been a feature of East European economies because shortages have meant that individuals could not spend as much of their incomes as they desired. This extra purchasing power when released pushes up prices. cash until payday in maryland capital adequacy (GO)<br />Sufficient capital to protect depositors and counter-parties from the risks present in a bank's balance sheet and off-balance sheet activities. Rules have been devised to ensure adequacy, especially by the Baste Committee on Banking Supervision. The committee issued the Capital Accord 1988 (revised 1999, 2000). This included a minimum capital 8 per cent of liabilities, with higher requirements for each of the five classes of asset according to risk. Subsequently the committee experimented with internal models to calculate market risks of capital and ordered more disclosure of information. Other capital adequacy tests are based on measuring liquidity, solvency, market and settlements risks. quick loans atlanta payday cash loan articles personal loans to pay off debt bad credit check advance new richmond wi loan payday instant |
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<strong>Subrogation</strong> – A transfer in the ownership of a defaulted FFEL Program loan from a guarantor to the U.S. Department of Education. Loans to be subrogated are determined by established federal criteria, revised annually by DE. cash advance america pensacola fl <strong>NASFAA</strong> – National Association of Student Financial Aid Administrators. <strong>Monetary adjustments</strong> – Term used within MODEL Direct for change transactions impacting a disbursement such as increasing or decreasing the certified loan amount, reducing or canceling a disbursement, etc. carbon sink (Q2)<br />An a rea with trees and plants which has been created to absorb carbon dioxide. This has been proposed to reduce global wa rming. loan no credit check no fax loan payday advance |
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<strong>HTML</strong> – HyperText Markup Language, the authoring language used in the creation of websites and documents for the World Wide Web. Reports available within MODEL Direct may be exported in an HTML format, allowing the information to be viewable on the screen or printed from the web browser. advance america cash advance ein <strong>Suspension</strong> – Suspension of the eligibility of a school, lender, or servicer to participate in a guarantor' s programs for a specified period of time until specified requirements are met. <strong>MOBIUS</strong> – Missouri Bibliographic Information User system, a consortium of academic libraries. May be found on the world wide web at http://mobius.missouri.edu/. online cash flow analysis calculator by demand and supply, not being decided by the fund managers who would base the price on net assessment value. These funds can be illiquid if few potential buyers exist and their prices can be more volatile than mutual funds. instant approval cash loan lenders fast cash loans grand prairie cash loans overnight |
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<strong>PEPS</strong> – Postsecondary Education Participants System, a database of postsecondary institutions that participate in any program administered by the U.S. Department of Education. payday advances adelaide <strong>SAR</strong> – Student Aid Report, the paper output record provided to the student after completing the FAFSA. The SAR contains the student' s EFC and results of federal database matches. The electronic version of the record, which is sent to the school, is called the ISIR. <strong>Voluntary Flexible Agreement (VFA)</strong> – Individually negotiated contract between a FFEL Program guarantor and the U.S. Department of Education. On October 7, 1998, President Clinton signed the Higher Education Amendments of 1998 (P.L. 105-244), authorizing the Department of Education to enter into no more than 6 VFAs. A VFA may modify the guarantor provisions under sections 428 (b) and (c) of the Higher Education Act, such as the issuance of insurance on FFEL Program loans, defined default aversion activities, collection activities on defaulted loans, guarantor revenue and funding models, and other requirements. For more information on VFAs, see Volume 64, No. 144 of the Federal Register, published July 28, 1999. fast cash work instant cash wire transfer services payday lenders that don't use telecheck money loans no job required payday loan uk comparison personal loans for bad credit people |
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average propensity to consume (E2)<br /> The ratio of a consumer's total consumption to his or her total income. For lowincome groups the average propensity to consume is unity, or close to unity, as there is no surplus over expenditure available for saving. As income rises and basic consumer goods have been purchased, this propensity declines; also it varies over the life cycle (see LIFE-CYCLE HYPOTHESIS). If a graph of the CONSUMPTION FUNCTION passes through the origin, the average propensity to consume (C/Y) equals the MARGINAL PROPENSITYTOCONSUME ( C/ Y) at all levels of income and is unity; a consumption function with a constant slope has the same MARGINAL PROPENSITY TO CONSUME at all income levels. <strong>OAKFAP</strong> – The Ozark area group of financial aid professionals, normally meeting in Springfield. Sherman Act 1890 (L4)<br />The founding statute of the US federal ANTITRUST legislation. This Act prohibits 'all contracts, combinations and conspiracies in restraint of trade' (section 1) and monopolization in interstate and foreign trade (section 2). The Act was followed by further federal legislation and similar statutes for individual states.<br /><em>See also:</em> antitrust; Celler-Kefauver Antimerger Act; Clayton Act; Federal Trade Commission Act; Robinson-Patman Act <br /><em>Reference</em><br />Bork, R.H. (1978) The Antitrust Paradox, New York: Basic Books. <strong>Response File</strong> – The CommonLine file type used to return responses to application send files and change transaction send files. A response file contains a snapshot of the processor' s database after processing an application for guarantee or after posting a change transaction. A response file generally contains “R records” but may also contain “M records,” if desired. bad credit loan companies not brokers instant approval cash loan |
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cash advance loans in michigan fast home equity loans unsecured loans san diego extrapolative expectations (DO, EO) EXPECTATIONS based on the past level of an economic variable and whether that variable is increasing or decreasing in value.<br /><em>Reference</em><br />Metzler, L.A. (1941) 'The nature and stability of inventory cycles', Review of Economics and Statistics 23: 113-29. payday loan info golden illinois <strong>Academic Competitiveness Grant (ACG)</strong> – A new federal grant available as of July 1, 2006. Eligibility for this grant is based on high school academic performance as well as financial need. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding. quick payday loan online no fax bad credit personal loans not payday loans same day cash advance credit 4400000 payday advance va payday loan online no rate same day cash advance ogilvie minnesota good payday loans companies |
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cash fast la crosse wisconsin online cash now loans instant loans your bank account grant-back clause (00)<br />The right in a contract granting the owner of a patent the right to all improvements and modifications in the technology discovered by the licensee. In the European Union the licensee grants back the right to the licensor of the use of these modifications in another place. In some countries the licensor owns the modifications as intellectual property. asymmetric information (DO, Ll)<br /> Information possessed by one side of a market only. If, for example, buyers but not sellers have relevant information, they will be at an advantage. In labour markets, employers usually know more about the present and future financial state of their firms than trade unions and thereby have a bargaining advantage in wage negotiations. This view of information has also been incorporated into models of industrial organization and of the valuation of PUBLIC GOODS.<br /><em>See also:</em> lemons market payday advances companies <strong>Guarantee</strong> – A conditional legal obligation for the guarantor to reimburse the FFEL Program lender for some portion of a loan that is not repaid by the borrower due to default, death, disability, or other reason defined in federal regulations. cash loans bad credit no employment missouri payday loan companies closing |
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<strong>Change transaction</strong> – Any change made to a loan or disbursement post guarantee. Change transactions are defined within the CommonLine Change Send File (CTSF) and are categorized into pre-disbursement (@1-09) and post-disbursement transactions (@1-10). In Missouri, the term “loan maintenance” is used to describe change transactions. instant cash pawn lewisville tx check advance loans no credit check cash quick lakeland tn faxless payday loan cash advance new payday loan rules 2010 paycheck loans atlanta quick cash business opportunities cash now depot <strong>MLN</strong> – Missouri Learners' Network, an organization that shares information, promotes educational opportunities provided by Missouri schools, and refers students to participating institutions for educational programs, courses, and learner services. payday loans no credit check oklahoma cash advance lender sites |
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a payday loan now short term loan interest only i need a payday loan immediately with no teletrack social cost (DO)<br />The OPPORTUN ITY COST to society of the resources it uses. This is equal to all the costs incurred by a society in producing a good or service. In most cases of production there is a divergence between private and social costs.<br /><em>See also:</em> private cost <br /><em>Reference</em><br />Pearce, D.W (ed.) (1978) The Valuation of Social Cost, London: Allen & Unwin. online payday software <strong>National credit bureau</strong> – A credit reporting agency with a service area encompassing more than a single region of the country. Examples of national credit bureaus include TransUnion and Equifax. payday loan companies florence alabama cost gradient (M2)<br />The increase in costs resulting from an enterprise being less than optimum size. payday select loan cash advance fast cash advance kiowa oklahoma payday advance loans without checking account |
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Clark, Colin Grant, 1905-89 (B3)<br />UK-born pioneer of NATIONAL INCOME accounting, educated at Oxford University. He was a lecturer at Cambridge University in 1931-7 before emigrating to Queensland, Australia, where in 1938-52 he was a financial adviser and Under-Secretary of State for Labour and Industry; subsequently Director of the Institute for Research in Agricultural Economics of Oxford University from 1953 to 1969. His foundational work on national income accounting included the major advance of making one of the first calculations of the MULTIPLIER. In 1940, he broadened his interests to consider the nature of economic development; also well known for his writings on population and land use.<br /><em>Reference</em><br />Clark, C. (1932) The National Income, 1924-31, London: Macmillan.<br /> - (1940) Conditions of Economic Progress, London: Macmillan.<br /> - (1962) Growthmanship: a Study in the Methodology of Investment, 2nd edn, London: Institute of Economic Affairs.<br /> - (1977) Population, Growth and Land Use, rev. edn, London: Macmillan. <strong>GO</strong> – Guarantee Only, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “GO” process flow, the school submits loan application information to the guarantor, which then guarantees the loan and takes no further action. It is assumed that either the school or the lender will obtain a signed MPN from the borrower either via paper or an electronic method. check cashing loans san francisco payday express knoxville payday advance san antonio <strong>EDExpress</strong> – A PC-based software offered by the U.S. Department of Education to schools to administer the Federal Pell Grant Program and the direct loan program. quicken loans arena employment how to get quick cash on neopets |
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<strong>NOLA</strong> – Notice of Loan Approval, a paper copy of the MDHE' s loan guarantee statement which schools may receive if profiled for this service. direct payday loans in one hour cash n go md paycheck loans longmont <strong>Be A Smart Borrower Expansion Portfolio</strong> – A resource for students taking loans. It helps keep the borrower' s important information collected and organized. Contact the MDHE default prevention department for more information: marilyn.landrum@dhe.mo.gov or (573) 522-6285. value of Y divided by the number of values.<br /><em>See also:</em> linear regression bad credit loan auto get student loan no credit check |
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franchise financing (F3)<br />The financing of public works such as bridges, airports and power stations by foreign private investment. Examples include the Anglo-French Channel Tunnel and various public works in Turkey, Malaysia and Jordan. A typical implementation of the method would be the creation of a JOINT EQUITY VENTURE COMPANY Owned by the contractor, the operator and the customer utility. Borrowing from banks and credit agencies for the financing of construction is on the security of revenue from the project. When the loan is repaid, the host government owns the new, public work. <strong>M record</strong> – Modification record, a record type that may be included in unsolicited CommonLine response files, if requested. An “M record” is sent in response files to indicate status updates and changes made by a source other than the school' s CTSF (Change Transaction Send File). <strong>VR</strong> – Vocational Rehabilitation. The Missouri Department of Elementary and Secondary Education (DESE) administers VR programs. <strong>Meteor</strong> – Financial aid database providing information on students and their aid awards for FFEL Program loans, Pell Grants, state scholarships and grants, and other sources of aid. Also referred to as Meteor Network or Meteor Project. easy cash loan cebu payday cash loans camberwell |
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Jackson Amendment (F1)<br />An amendment to US trade law proposed in 1975 by Senator Jackson: it denies MOST FAVOURED NATION status to countries not permitting free emigration. bad credit personal loan today neutral budget (GO, H5)<br />1 A national financial budget with the FISCAL STANCE of seeking to avoid stimulation or contraction of a national economy.<br /> 2 A national STRUCfURAL DEFICIT equal to zero. mercantilism (B1)<br />A system of ideas and government policies advanced by a series of writers of economic pamphlets, many of them merchants (hence the term), who in the period 1550-1750 advanced theories of international trade, money, prices and employment. The major writers of this school include HALES, MALYNES, NORTH, MUN and CHILD. The earlier writers emphasized the importance of keeping the balance of payments in surplus so that bullion could be accumulated. Money was not seen, initially, as being a factor of production, except to finance wars. TARIFFS, EXCHANGE CONTROLS and monopoly trading companies were advocated to achieve these ends. montel williams cash advance payday loans online fast loan program paycheck advance bellevue united payday loans money loans oshawa payday cash loans in houston tx |
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cash in advance term get a payday loan free cash advances ypsilanti michigan <strong>R</strong> – Code used to request a “release” on a disbursement or to indicate a released status, as defined within CommonLine file specifications. cash advance america jacksonville bad credit loan not payday payday loan company court military payday loans killeen insolvency (KO, M2)<br />The condition of a legal person with liabilities in excess of assets. This inability post dated check loans in las vegas fast cash loans alternative |
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<strong>SAY</strong> – Scheduled Academic Year. The fixed period, as published in a school' s printed materials, that generally begins and ends at the same time each year. The SAY is the period to which the statutory definition of an academic year must be applied and must meet the statutory requirements of an academic year as defined by the U.S. Department of Education. top online payday loan companies cash loans on car titles in ohio advance cash rnas antonio same day loan unsecured personal loans houston <strong>Holder</strong> – An eligible lender that owns a FFEL Program loan. <strong>Default Fee subsidy</strong> – Term used to refer to a Default Fee that is paid by a third party on behalf of the borrower. cash advance union city tennessee jls quick loan belize hud emergency loan program |
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<strong>Cure</strong> – Reinstatement of a loan' s guarantee upon completion of a prescribed series of loan collection activities. Also defined as the process by which the loan' s guarantee is reinstated. california cash advance el monte fast loan repayment same day payday loans naperville il payday advance perth cash in advance california black knight (G3)<br />A company which makes a hostile takeover bid for another firm. payday advances in maryland payday loan info florence kansas pls payday loan store corporate office cash payday usa cash loan places in san antonio quick loans arena ohio |
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discounting (DO, M4)<br />A method used to value at the same date economic flows or stocks which have originated at different dates. A typical use of discounting is to convert the expected future incomes from an asset to present values using a DISCOUNT RATE.<br /><em>See also:</em> discounted cash flow quick payday money paradox of lending (G2)<br />Banks are most willing to lend to people with least need to borrow. People with high incomes and little debt are the most creditworthy and hence attractive as bank customers but in less need of bank finance. paradox of liquidity (GO)<br />The attempt to obtain cash by selling nonliquid assets which fails if done on a large scale. When many owners liquidate assets, asset prices fall and it is more difficult to obtain purchasers. Thus the strong desire to increase liquidity has made the fulfilment of the desire less achievable. exchange standpoint epistemology (D4) An approach to studying economics favouring market and market policy measures. sociological utility theory (D1)<br />This states that utilities are systematically interdependent as wants are formed by observing the consumption of other individuals.<br /><em>Reference</em><br />Duesenberry, J.S. (1949) Income, Saving and the Theory of Consumer Behavior, Cambridge, MA: Harvard University Press. same day cash business payday loan online instant approval 500 fast cash ppd |
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political economy (A1)<br />The term used for economics in the eighteenth and nineteenth centuries and revived in recent years to reflect a policy-oriented view of the subject. Liberal political economy was founded by Adam SMITH and was concerned then with the art of managing public finances and the advising of statesmen on revenue maximization. scHUMPETER, in his History of Economic Analysis, defined it as 'an exposition of a comprehensive set of economic policies that its author advocates on the strength of certain unifying normative principles, such as the principles of economic liberalism [or] Socialism'. ROBBINS asserted that political economy is concerned with policy prescriptions. Today, this applied view of economics rejects the world of PERFEcr coMPETITION, criticizes the uncertainties of free enterprise and makes use of PUBLIC CHOICE theory.<br /><em>See also:</em> Post-Keynesians <br /><em>Reference</em><br />Lange, 0. (1963 and 1971) Political Economy, 2 vols, New York and Oxford: Pergamon. South African Customs Union (FO)<br />A customs union of Botswana, Lesotho, Swaziland and the Republic of South Africa set up in 1969. cash advance companies austin tx coupon (E4, G1)<br />1 Originally the warrant which had to be presented to obtain interest on a bond.<br /> 2 The nominal rate of interest, e.g. ?5 per ?100 of nominal stock. It is to be distinguished from the bond's YIELD, which will be higher than the coupon if the market price of the bond is lower than its nominal price, and vice versa. get cash for gold ma usa payday loan reviews payday loan companies directory short term loan virginia cash advance loans benefits cash now of durango instant loans winnipeg |
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<strong>Deferment</strong> – 1) A period of time during repayment in which the borrower, upon meeting certain conditions, is not required to make loan principal payments. For a subsidized Federal Stafford Loan, the loan is also eligible for a federal interest subsidy during periods of deferment. For an unsubsidized Federal Stafford, PLUS, or Grad PLUS Loan, the borrower is responsible for the interest during periods of deferment. In this case, the interest may either be paid or may be accrued and capitalized onto the principal amount. 2) For the Bright Flight program, a student may be eligible for a deferment of eligibility for up to 27 continuous months for participating in a student exchange program, service to a non-profit organization, service or active duty in the armed forces, and for medical reasons. Premium Savings Bond (E2)<br />A form of national savings introduced in the UK in 1956: there are monthly prizes of up to ?1 million instead of the payment of interest to all bondholders. They are redeemable on demand. <strong>Estimated Financial Assistance/Aid (EFA)</strong> – A school' s estimation of the amount of financial aid for which the student is eligible during any given enrollment period. EFA may include loan, grant, or scholarship aid from federal, state, institutional, or other sources. hierarchical decomposition principle (L2)<br />An analysis of an organization into a vertical slice of operating activities and a horizontal slice of strategic planning corresponding to the lower and higher parts of the hierarchy.<br /><em>Reference</em><br />Simon, H.A. (1962) 'The architecture of complexity', Proceedings of the American Philosophical Society 106 (December): 467-82.<br /> - (1973) 'Applying information technology to organization design', Public Adminstration Review 33 (May-June): 268-78. payday loan assistance incorporated advance cash express loans |
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instant loan decision cash advance loans for prepaid cards how to get a payday loan advance no teletrack payday loans u industry (LO)<br />A group of firms producing the same principal product. In a broad classification of industries, all industrial activity of an economy can be divided into only ten or a hundred industries but narrower classifications make possible a division into as many as a thousand or more. Types of industry are contrasted as HEAVY or LIGHT, mature or high-tech, smokestack or sunrise.<br /><em>See also:</em> Standard Industrial Classification; three-digit industry; two-digit industry <strong>Unsubsidized loan</strong> – A loan that is not based on need and is NOT eligible for federal interest benefits. The borrower is responsible for the interest that accrues on any unsubsidized loan, including unsubsidized Federal Stafford Loans, Federal PLUS Loans, and Graduate PLUS Loans. quick cash gigs aggregate concentration (Ll)<br />The coNCENTRATION of the economic activity of a nation or an industry in the hands of a few giant firms. Also called absolute concentration.<br /><em>See also:</em> concentration ratio; relative concentration get out of payday loan debt fast advance cash america houston texas |
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production quota (D2)<br />The limit to the permitted output of a particular product. <strong>Enterprise</strong> – The MDHE' s system for guaranteeing and servicing loans. Enterprise is owned and developed by American Student Assistance (ASA), the MDHE' s servicer. Also referred to as MODEL Enterprise. <strong>Alternative loan</strong> – A non federal student loan, also referred to as “private loan.” Alternative loans are offered to students and/or parents by many, many lenders, secondary markets, and other private entities. The loan type code used in CommonLine to identify an alternative loan is AL. short term loans tampa advance cash georgia payday resident quick loans compare payday payroll boca raton no fax payday loans cash advances first cash payday loans dallas texas |
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<strong>Expected Family Contribution (EFC)</strong> – The amount the student or student' s family is expected to pay toward the student' s cost of attendance as a result of the Federal Need Analysis Methodology. payday loan help nj Beveridge, William Henry, 1879-1963 (B3)<br />In many senses, the founder of the UK WELFARE STATE. After an education at Balliol College, Oxford, he was a law Fellow at University College, Oxford from 1902 to 1909, as well as Sub-warden of Toynbee Hall, London, from 1903 to 1905, where he investigated casual labour and unemployment in the London docks. As Director of Labour Exchanges at the UK Board of Trade in 1909-15 he created a national system of employment exchanges. In 1919 as Permanent Secretary of the Ministry of Food he devised a national food rationing scheme. From 1919 to 1937 as Director of the London School of Economics he expanded the range of its activities, attracting scholars such as HAYEK and HICKS, as well as encouraging empirical studies. Subsequently he was master of University College, Oxford, from 1937 to 1944, and chairman of the committee which drew up the Beveridge Report on social security in 1942, which was expanded into the celebrated Full Employment in a Free Society (1944), a report which laid the intellectual foundations for many post-war UK welfare policies.<br /> <br /><em>Reference</em><br />Harris, J. (1977) William Beveridge: a Biography, Oxford: Clarendon Press. Williams, K. and Williams, J. (eds) (1987) A Beveridge Reader, London: Unwin Hyman. personal loans no credit no collateral prime cost (DO)<br />The direct cost of running a business, particularly labour, energy and raw material COSts; VARIABLE COSTS. A term USed by MARSHALL.<br /><em>See also:</em> supplementary cost cash payday com payday loan consolidation in ohio online payday lender only get cash for gold scam payday advance cash lenders fast cash loans in delaware county payday loan debt consolidation online |
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<strong>Cost of Attendance (COA)</strong> – An estimate of a student' s total education-related expenses for an enrollment period. quick cash pawn incorporated small cash loans companies payday advance loan dc payday vault high-consumption society (PO, P1)<br />A country with an AVERAGE PROPENSITY TO coNSUME approaching one. It has a low rate of household saving and high level of consumer debt. The USA is cited as a major example. cash advance florida first cash advance desoto tx payday advance sunset bad credit loan assistance cash and loan stores cash advance places on carowinds blvd |
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fast payday loans london payday america near robbinsdale mn loan cash no checking account Star Chamber (H1)<br />Popular name for the UK governmental committee chaired by the Deputy Prime Minister. It considers the public expenditure proposals of the spending ministers with a view to reducing their aggregate to the planning total. The name derives from an English court of justice, abolished in 1640, noted for its arbitrary procedure. consumer sovereignty (D1, M3)<br />The decisive power of consumers to determine the amount and pattern of production by freely choosing goods and services in accordance with their preferences. Adam SMITH in his rejection of MERCANTIusM turned the goal of economic activity to satisfying the consumer rather than producers. NEOCLASSICAL ECONOMICS built many of its theories on the notion of coNsuMER EQUILIBRIUM. Given the growth of large corporations with huge advertising budgets, GALBRAITH and others have challenged this view of the influence of consumers. Also, the increase in the role of government and the importance of MERIT GOODS have reduced the power of individual consumers in modern economies.<br /><em>See also:</em> countervailing power payday advance brampton advance cash business loans get payday loan in texas payday loan debt assistance good company quicken loans arena gateway north parking personal loan calculator sheet |
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