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Old 03-19-2011, 06:30 AM   #1
6rmingyi
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Join Date: Feb 2011
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Default All free of charge

1 Industrial and Commercial Bank of China: The card costs 5 yuan, the annual fee of 10 yuan / year, less than 300 yuan a small account management fees received 3 yuan / quarter, the city withdraw money from 2 yuan / T

2 Agriculture Bank: The card costs 5 yuan, the annual fee of 10 yuan / year, less than 300 yuan a small account management fees received 3 yuan / quarter, city withdraw money from 2 yuan / T (4 yuan in Guangdong Province)

3 China Construction Bank: The card costs 5 yuan, the annual fee of 10 yuan / year, less than 500 small account management fees received 3 yuan / quarter, and such accounts do not give interest, city withdraw money from 4 yuan / T + take the amount of 1% (that is remote than the other banks ATM fees is also high, black-hearted home, was forced their clients not to any other bank money, so that other bank customers to withdraw money you can get all commission their own ATM , so we took the other bank card even if the cross for free is not going to get money CCB)

4 Bank of China: The card costs 5 yuan, the annual fee of 10 yuan / year, do not charge a small account management fees, city withdraw money from 4 yuan / T

5 Bank: The card costs 5 yuan, the annual fee of 10 yuan / year, less than 500 small account management fees received 3 yuan / quarter, city withdraw money from 2 yuan / T

6 postal savings: The card for free, city withdraw money from 2 yuan / T, most cities do not charge an annual fee, small account management fees

7 China Minsheng Bank: The card for free, no annual fee, no small account management fees (excluding Shenzhen), the same city a month before the 3 pen withdraw money free of charge, after the 2 yuan / T

8 China Everbright Bank : The card for free, no annual fee, no small account management fees, city pen withdraw money from the first 3 month free, after the 2 yuan / T

9 CITIC Bank: The card for free, no annual fee, no small account management fees, city pen withdraw money from the first 2 month free, after the 2 yuan / T

10 Huaxia Bank: The card for free, no annual fee, no small account management fees, city withdraw money from a day (note one day, not per month) before a document free of charge, after the 2 yuan / T

11 Shanghai Pudong Development Bank: The card for free, no annual fee, withdraw money from 2 million city / T, account management fee of 12 yuan / year, if the account balance has always been more than 1,000 yuan, or POS card spending a year (not matter how much they just encourage the use of cards), are exempt.

12 Industrial Bank: The card for free, no annual fee, no small account management fees, city pen withdraw money from the first 3 month free, after the 2 yuan / T

13 China Merchants Bank : The card for free, no annual fee, city withdraw money from 2 yuan / T, account management fees: the same customer in the bank assets of less than 10,000 yuan of 1-5 yuan / month (each branch to decide, Beijing, 1 yuan , Qingdao, 5 yuan,cardy ugg boots, 5 yuan in Tianjin, Shenzhen 3 yuan, the rest I do not know), where The certificates of deposit, do a 10 bank cards, each card have no money, then that 10 cards are not money, but you have 3 cards, card deposits 3,000 yuan, 2,000 yuan, 2,000 yuan, less than the sum of 10,ugg lo pro,000, then each card will be charged.

14 Shenzhen Development Bank: The card for free, no annual fee, less than 300 yuan a small account management fees charged 1 yuan / month, but just a POS can avoid credit card spending 1 year, so the basic will not be received, withdraw money from free city (Shenzhen, Chengdu, Chongqing, except for 2 yuan / T)

15 Guangdong Development Bank: The card for free, no annual fee, no small account management fees , regardless of city or trans-regional free withdrawals a month before the 3 pen, after 3 yuan / T

16 Bohai Bank: in principle, to do card 20 yuan, 20 yuan annual fee / year, less than 5,000 yuan charge account Management costs 5 yuan / month, but in fact do card free, no annual fee, no small account management fees, city withdraw money free of charge, this is a newly established banks have nationwide licenses (for a total of 18 nationwide) present only in Tianjin, Beijing, Jinan, Taiyuan, Hangzhou, Tangshan, Chengdu has outlets.

17 Prudential Bank: The card for free, no annual fee, no small account management fees, withdraw money from the country 2 yuan / T, currently the bank only in Yantai, Qingdao, Jinan, Hangzhou, Nanjing have business outlets.

18 Zhejiang Bank: The card 10 yuan, the annual fee of 10 yuan / year, no small account management fees, city pen withdraw money from the first 3 month free, after the 2 yuan / T, currently the bank Only in Hangzhou, Ningbo, Wenzhou, Yiwu, Shanghai, Nanjing, Chengdu, Xi'an, Tianjin has outlets. Bank of Nanjing
19: All free of charge, to any one in China ATM machine to withdraw funds can not charge any fees.
more than 18 licenses with the National Bank of the specific circumstances.

online bank, ICBC, China Merchants Bank, Minsheng Bank, Shanghai Pudong Development Bank and most functional. Agricultural Bank of China, Construction Bank, Bank of China, Bank, China, Industrial, Shenzhen Development Bank, China Everbright also fully able to meet the needs. GF weaker features, three small line is, the Post has not a complete sense of the online banking.

In addition, local banks, city commercial banks, urban credit cooperatives (certainly not big cities), rural commercial banks (city suburbs) and rural credit cooperatives (small cities suburbs) card is also good, generally charge are relatively low, you can try.

large local city commercial banks:


Bank of Beijing Tianjin Shanghai Bank
Bank
Merchants Bank, Shenzhen Ping An Bank

Langfang Bank ... ...

see from the above fees, if the bank's card, do to minimize the cross-bank withdrawals. Best not to handle the bank's card, with the exception of Guangdong, the Agricultural Bank city are 2 yuan / T, the National Commercial Bank is 2 yuan / pen. The best and the Bank of Nanjing is easy to use,★ ★ ★ is so beautiful,ballet shoes, because it does not receive any fees in the country, including its line of ATM
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