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<strong>Federal Perkins Loan</strong> – The Federal Perkins Loan Program, a campus-based Title IV student loan program administered by the school.
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<strong>Repurchase (of a claim)</strong> – The lender' s purchase of a defaulted loan from the guarantor that bought the claim.

<strong>Budget</strong> – Synonymous with Cost of Attendance (COA). In financial aid terms, a budget is an estimate of a student' s total education-related expenses for an enrollment period. The budget generally includes tuition, fees, room, board, books, supplies, and personal expenses. For the Charles Gallagher program, the standard budget for each institution consists of the institution' s prior year tuition and fees, room and board, and book costs reported through IPEDS, as well as standard budget figures determined by the MDHE using the Consumer Price Index (CPI). For the College Guarantee program, the budget is the lesser of the institution' s Gallagher budget or the average cost of attendance at the University of Missouri-Columbia.

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specific training (J2)<br />Training of use to only one employer because of its specialized nature, e.g. knowledge of a particular production process. Employers are encouraged to invest in training of this kind as they, and not others, will receive the return from it.<br /> See also: Becker; general training; human capital
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food chain (Ql)<br />The linked stages of production of food from the original farmer to the ultimate consumer.
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<strong>FFY</strong> – Federal Fiscal Year, the period of October 1st through September 30th.
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<strong>Recertification</strong> – A process occurring every three years through which institutional eligibility for participation in the MDHE' s state student financial assistance programs is reviewed. Institutions must complete a recertification application to maintain eligibility.

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<strong>Verification</strong> – A school' s procedure for checking the accuracy of information reported by students on their FAFSAs.
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National Enterprise Board (L5)<br />A UK public corporation created by the Industry Act 1975 to encourage industrial investment and restructuring; in a sense a SUCCessor to the INDUSTRIAL REORGANIZATION coRPORATION. It used its funds to invest in private sector firms to effect mergers. Also

<strong>Verification</strong> – A school' s procedure for checking the accuracy of information reported by students on their FAFSAs.

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Variable observed binary economy (PO)<br />An ECONOMY with many personal incomes arising from both labour and capital. This occurs because of widespread ownership of financial capital. Despite economies becoming capital intensive, this form of organization enables a high proportion of a population to share in rising incomes. Wider dispersion of wealth could promote social justice, democracy, efficiency and economic growth.<br /> <br /><em>Reference</em><br />Ashford, R. (1996) 'Louis Kelso's binary economy', Journal of Socio-Economics 25: 1-53.<br /> Kelso, L.O. and Adler, M.J. (1958) The Capitalist Manifesto, New York: Random House.

simulation model (C9)<br />A model of economic reality concentrating on the main and crucial features of an ECONOMY and attempting to estimate the relationships between those features with a view to estimating the effects of changing the values of those variables. Such models have been used in the study of cyclical fluctuations, in corporate decision making and national ECONOMIC PLANNING.<br /><em>Reference</em><br />Bonini, C.P. (1963) Simulation of Information and Decision Systems in the Firm, Englewood Cliffs, NJ: Prentice HalL Duesenberry, IS., Eckstein, 0. and Fromm, G. (1960) 'A simulation model of the United States economy in recession', Econometrica 28: 749-809.

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<strong>Withdrawal date</strong> – The date the student withdraws, as determined by the school. May also be referred to as the last date of attendance (LDA) or the out of school date (OSD).
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buyers' market (D4)<br />A market in which buyers have a dominant influence on price because of excess supply. Contrast with SELLERS' MARKET.<br /> c
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state monopoly capitalism (P2)<br />A type of economic system, particularly the SOVIET-TYPE ECONOMY, in which the state owns all the means of production (except for a few minor services and agricultural enterprises) and exploits scale economies by running each branch of production as a state-owned monopoly. MARX regarded such a stage of economic development as the prelude to full communism when the state itself would wither away.<br /><em>See also:</em> monopoly capitalism <br /><em>Reference</em><br />Cowling, K. (1982) Monopoly Capitalism, London: Macmillan.<br /> Fine, B. and Martin, A. (1984) Macroeco- nomics and Monopoly Capitalism, Brighton: Wheatsheaf.
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