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<strong>Free Application for Federal Student Aid (FAFSA)</strong> – The form the student must complete to apply for federal Title IV financial assistance. The FAFSA may also be completed on the web at the following url: http://www.fafsa.ed.gov/.
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<strong>VR</strong> – Vocational Rehabilitation. The Missouri Department of Elementary and Secondary Education (DESE) administers VR programs.

Davignon Plan (L5)<br />The plan of the European Coal and Steel Community in 1980 to restructure the European steel industry; named after the EUROPEAN COMMUNITY'S Industry Commissioner, Viscount Etienne Davignon. State aid was offered (mainly for environmental improvements or research and development) provided that there was a cut in steel-making capacity. Minimum prices were set together with production quotas to cover 85 per cent of the European Community's output. The plan succeeded in scrapping production quotas by the end of 1987 and using MARKET FORCES to complete the adjustment process.
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<strong>Adjusted Gross Income (AGI)</strong> – Adjusted Gross Income, an income figure on federal tax returns used to perform need analysis and verification.

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bankruptcy (K2)<br />A legal action which leads to the control of the property of an insolvent debtor for the benefit of creditors. After the court has appointed a receiver, the debtor can make an offer to his or her creditors.

<strong>SF</strong> – Within CommonLine file specifications, loan type code used to indicate a subsidized Federal Stafford Loan.

impost (H2) A tax or duty.
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countercyclical policy (E3)<br />Government policy to reduce fluctuations in government spending which has to be such as to restore the economy to an equilibrium path, the trend line through cyclical fluctuations. Since 1933 Sweden has been the best-known user of such policies but in the 1950s, when DEMAND MANAGEMENT was believed to be a possible art, many Western economies used monetary, fiscal and other policies to reduce fluctuations in the gross domestic product and in employment. In less developed countries it is more difficult to have successful countercyclical measures: fluctuations in climate and in export demand (which are of central importance to primary producers) cannot be controlled by governments. Also, poverty itself is more a product of long-run factor shortages than deficiency in home demand, and taxation and expenditure affect a smaller percentage of the population.<br /><em>See also:</em> investment reserve system; Swedish budget <br /><em>Reference</em><br />Baumol, WJ (1961) 'Pitfalls in contracyclical policy: some tools and results',

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<strong>PG</strong> – Print and Guarantee, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “PG” process flow, the school submits loan application information to the guarantor or lender, and that entity then either mails a paper MPN to the borrower for completion or makes the application available online for the borrower to access and complete. Once the borrower completes his/her portion of the application process, the loan is guaranteed. A PG process often works well for PLUS loans, whereby the borrower must first pass a credit check before the loan can be guaranteed.
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<strong>Entrance Counseling Workbook</strong> – A step-by-step guide to understanding the responsibilities of a student loan. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.

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<strong>Electronic Funds Transfer (EFT)</strong> – The transfer of funds via an electronic method such as wire, which is realtime, or Automated Clearinghouse (ACH), an overnight process.

<strong>SU</strong> – Within CommonLine file specifications, loan type code used to indicate an unsubsidized Federal Stafford Loan.

<strong>Expected Family Contribution (EFC)</strong> – The amount the student or student' s family is expected to pay toward the student' s cost of attendance as a result of the Federal Need Analysis Methodology.
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<strong>American Student Assistance (ASA)</strong> – the MDHE' s servicer for FFEL Program loans.
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<strong>Withdrawal date</strong> – The date the student withdraws, as determined by the school. May also be referred to as the last date of attendance (LDA) or the out of school date (OSD).
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breakthrough (03)<br />A major technological change cons1stmg of a new method of production, a new product or a new market.<br /> See also: innovation
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recession (E3)<br />1 A phase of the business cycle which succeeds a boom and precedes a trough.<br /> 2 A six-month fall in GROSS DOMESTIC PRODUCT according to the NATIONAL BUREAU OF ECONOMIC RESEARCH of Washington, DC.
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