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Old 07-27-2011, 06:45 AM   #1
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<strong>AL</strong> – Alternative loan, the CommonLine loan type code used to identify any non federal student loan, also referred to as “private loan.”

dependency theory (01)<br />Exploitation theory applied to small countries. A small country exporting agricultural commodities finds that the control of its economy, especially its trade, shipping, insurance, banking and port facilities, passes to foreigners who are often associated with a local wealthy elite. The economy suffers from the repatriation of profits and imports, both of which are detrimental to domestic industries. The deterioration in local industry reduces industrial employment and pushes indigenous workers into the subsistence sector. In order to counteract the losses created by dependency, these theorists recommend fast independent growth and the granting of priority to basic needs. Critics argue that the theory at best is applicable only to some tropical colonies in the 1900-50 era, that it exaggerates the extent of profit repatriation and that it fails to establish a single optimal set of prices.<br /><em>Reference</em><br />Frank, A.G. (1978) Dependent Accumulation and Underdevelopment, London: Macmillan.<br /> Smith, T (199 5) 'The underdevelopment of development literature: the case of dependency theory', inS. Haggard (ed.) The International Political Economy and the Developing Countries, VoL 1, pp.<br /> 300-41, Aldershot: Edward Elgar.
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Keidanven (J5)<br />Federation of Economic Organizations (Japan).
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franchise (M3)<br />A legal privilege allowing a firm under licence to sell another firm's products and use its trade name. In return for the use of a famous name and much free marketing promotion, an initial payment and often a royalty of 5-10 per cent of gross sales are requested. As it is a condition of some franchises that supplies be obtained from the franchising company, competition law in the USA and Western Europe has tried to prevent such agreements. The arrangement is widespread in the fast food trade.

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Old 07-28-2011, 03:58 PM   #2
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Old 08-01-2011, 07:28 PM   #3
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capital theory (D2, E2)<br />A theory which links the theories of production, growth, value and distribution to explain why capital produces a return which keeps capital intact but yields interest (or profit) which is permanent. Over the past 200 years the notion of capital has varied greatly: to many of the CLASSICAL ECONOMISTS it was to a large extent the raw materials and the WAGES FUND; later it was viewed as a physical INTERMEDIATE good. To MARX capital was a social mode

<strong>Permanent resident of the United States</strong> – A person who meets certain requirements of the U.S. Citizenship and Immigration Services (USCIS), a division of the Department of Homeland Security (DHS). (Formerly known as the INS. On March 1, 2003, the INS transitioned into the DHS and was renamed the USCIS.)
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Old 08-01-2011, 11:10 PM   #4
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<strong>Midwest Student Exchange Program (MSEP)</strong> – This program ensures reduced tuition rates to Missouri residents who enroll in designated academic programs at participating schools in Kansas, Michigan, Minnesota, Nebraska, North Dakota, and Wisconsin. (Residents of those states may enroll in designated academic programs at participating Missouri schools.) More information is available at: http://www.mhec.org/.
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differentiated marketing (M3)<br />A marketing strategy with separate marketing programmes for each product of a firm.
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<strong>Private loan</strong> – A non federal student loan, also referred to as “alternative loan.” Private loans are offered to students and/or parents by many, many lenders, secondary markets, and other private entities.
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Old 08-02-2011, 10:32 PM   #5
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<strong>FAO</strong> – Financial Aid Officer, a staff member at an eligible school who administers financial aid programs.

<strong>Federal Family Education Loan Program (FFELP)</strong> – Federal student loans that were authorized by Title IV, Part B, of the Higher Education Act of 1965, as amended. FFEL Program loans are funded by private lenders and are guaranteed by state agencies or other non-profit organizations. FFEL Program loans include Federal Stafford (subsidized and unsubsidized), Federal PLUS (for parents or for graduate/professional students), and Federal Consolidation Loans.

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Old 08-03-2011, 03:36 AM   #6
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Old 08-03-2011, 09:59 PM   #7
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Old 08-01-2011, 08:17 PM   #8
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new home economics (D1)<br />The study of the reasons for the creation of families. It is argued that people's behaviour is a function of their needs and propensities.<br /><em>See also:</em> home economics <br /><em>Reference</em><br />Becker, G. (1991) A Treatise on the Family, Cambridge, MA: Harvard University Press.

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Old 08-01-2011, 09:59 PM   #9
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churning (G1)<br />1 Cancelling an existing insurance policy and purchasing a new one as a replacement.<br /> 2 Frequent changes in a portfolio of securities. Commission-hungry life insurance agents and stockbrokers often propose a rapid turnover of this kind.
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<strong>Reallocation</strong> – A change transaction performed when a student' s eligibility changes, requiring an increase (or decrease) in the subsidized portion of a Stafford Loan and a corresponding decrease (or increase) in the unsubsidized portion. Within CommonLine file specifications, reallocations are requested by submitting the CTSF @1-13 and @1-14 transactions.

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tional trade', Journal of International Economics 9: 469-79.

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Old 08-02-2011, 07:17 PM   #10
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poverty (B)<br />1 Low income per person.<br /> 2 The state of being below an arbitrary income level and regarded as poor by a particular society. When a society upgrades what it regards as minimal sub- sistence, it immediately statistically enlarges the poor sector of its population. In less developed countries, with large agricultural sectors, income and earnings figures are not always available so indirect measures, e.g. the rates of change of unemployment and food consumption, and the lack of technical progress are used as poverty indicators.<br /><em>Reference</em><br />Schiller, B.R. (1989) Economics of Povert y and Discrimination, 5th edn, Englewood Cliffs, NJ: Prentice HalL Sen, A. (1981) Poverty and Famines: An Essay on Entitlement and Deprivation, New York: Oxford University Press.<br /> - (1983) On Economic Inequality, Oxford: Clarendon Press.<br /> Townsend, P. (1979) Poverty in the United Kingdom, Harmondsworth: Penguin. Zheng, B. (1997) 'Aggregate poverty measures', Journal of Economic Surveys 11:123 - 62.
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autonomous consumption (E2)<br /> Consumption unrelated to the level of income. At zero income, in the short run, there can be autonomous consumption to maintain physical existence.

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