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Old 08-02-2011, 01:55 AM   #41
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Default Top mortgage issues in Beverley

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postal services or telephones, which is sometimes owned by the state but even if privately owned (as is often the case in the USA) is usually subject to public REGULATION. It is argued that because these industries are NATURAL MONOPOLIES (at least in a local area), a special policy towards them is essential if the public is not to be exploited. Regulatory bodies pay great attention to the prices charged, safety standards and the quality of service of these utilities_<br /><em>See also:</em> regulatory capture
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cash dispenser (G2)<br />A machine provided by a bank or other deposit-taking institution, often at its premises, to dispense cash through the insertion of a card to account-holders of that bank or a bank in association with it. Usage of dispensers varies from country to country. In the UK and France they are particularly popular: by 1985, there were 6,886 in the UK and 7,172 in France but only 2,000 in West Germany.<br /><em>See also:</em> automated teller machine; debit card; smart card

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Old 08-02-2011, 02:19 AM   #42
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Default Hot issues in Fareham

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<strong>National Disbursing Network (NDN)</strong> – ELM' s Central Disbursing Agent (CDA) service.
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<strong>Promissory note</strong> – A legally binding agreement the borrower signs, or e-signs, to obtain a loan under the FFEL Program. The current promissory note format in place is referred to as an MPN, which allows the borrower to obtain multiple loans for multiple years of school using the same promissory note.

secuntles of a particular stock market. Beta is unity if the changes in the individual share and in the whole of the market are the same. Betas are positive if the individual and market returns move in the same direction, and negative if they move in opposite directions.<br /><em>See also:</em> alpha; Sharpe
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Old 08-02-2011, 02:47 AM   #43
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Default Top monetary issues in March

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community programme (J2)<br />UK employment measure to help the longterm unemployed by providing them with jobs of benefit to the community, e.g. rehabilitating wasteland. These are offered on a temporary basis and are often disliked for being low paid.<br /><em>See also:</em> workfare
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Old 08-02-2011, 03:14 AM   #44
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Business Expansion Scheme (G2)<br />UK investment scheme introduced in 1981 to encourage small businesses, especially by giving them access to the finance provided by the UNLISTED SECURITIES MARKET. Tax incentives are available to investors in these businesses.
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<strong>PPA</strong> – Program Participation Agreement with the U.S. Department of Education that permits a school to participate in the Title IV federal student financial aid programs.
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<strong>Disbursement date change</strong> – A pre-disbursement change transaction updating the date loan funds should be issued to the school or escrow agent. May also be referred to as rescheduling a disbursement. Within CommonLine 4 files, the disbursement date change is located within the 01-09 record.

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Old 08-02-2011, 03:38 AM   #45
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<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.
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isolated state (R1)<br />Von THUNEN's model of a closed economy which showed optimum locations for agricultural activities.<br /><em>See also:</em> location theory
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Old 08-02-2011, 04:05 AM   #46
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Default Latest credit news in Newport

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<strong>PIN</strong> – Personal Identification Number.
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mortgage (GO)<br />Literally a 'dead pledge'; in practice a charge over property given to a lender so that a borrower can raise finance either to effect the original purchase of it or to acquire funds for other purposes. This centuries' old legal device has made possible the financing of mass house ownership throughout non-socialist economies.<br /><em>See also:</em> adjustable rate mortgage; building society; collateralized mortgage obligation; equity-linked mortgage; mortgage bond; mortgage strip; thrift
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Old 08-02-2011, 04:31 AM   #47
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Default Latest issues in Magherafelt

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<strong>Missouri College Guarantee PLUS Program</strong> – A scholarship program based on financial need, academic achievement, and participation in the federal TRIO Programs. This scholarship program was administered by the MDHE through the 2006-07 academic year and was replaced by Access Missouri August 28, 2007.

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<strong>DHE</strong> – Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the MDHE. The agency' s website may be found at www.dhe.mo.gov.

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Old 08-02-2011, 04:57 AM   #48
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Lamfalussy Report (FO, G2)<br />A set of proposals for creating a free market in financial services in the EUROPEAN UNION produced in 2001. It recommended an EU Securities Regulators Committee.

<strong>Default Fee</strong> – A loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non– federal sources (such as a lender or servicer). Also referred to as DFee and/or FDF.

<strong>Base year</strong> – For need analysis purposes, the calendar year preceeding the award year.

<strong>Need analysis</strong> – A standardized assessment of the ability of a student and family to contribute toward educational expenses. The need analysis formula currently used when students complete the FAFSA is referred to as Federal Methodology.

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Old 08-02-2011, 05:20 AM   #49
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Plato, 428/7-348/7 BC (B3)<br />Ancient Greek philosopher who was one of the first to discuss fundamental economic concepts, particularly in his Republic and Laws (Book V). He advocated a DfVISION OF LABOUR based on different natural abilities, discussed the role of money and advocated EXCHANGE CONTROLS and common property amongst the guardians of his ideal republic.<br /><em>See also:</em> Ancient Greeks; Aristotle

deemed tax (H2)<br />US corporate tax concession equal to the amount of total income already paid to a foreign government. If a US corporation has paid $10 million tax abroad on a pretax income of $20 million when it remits $5 million in dividends to the USA its deemed tax will be $10 million x 0.5.

direct foreign investment (F2)<br />1 Investment in productive facilities by a foreign company, e.g. the purchase or building of factories.<br /> 2 The purchase of stocks and shares which give a foreign company control over existing real assets.<br /> See also: multinational corporation; portfolio investment
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Old 08-02-2011, 05:44 AM   #50
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<strong>FDF</strong> – Federal Default Fee, a loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as by a lender or servicer). Also referred to as DFee.

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