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Pareto, Vilfredo, 1848-1923 (B3)<br />French-born Italian sociologist and economist who made a leading contribution to WELFARE ECONOMICS by setting OUt the conditions for a welfare optimum, always known now as the 'Pareto optimum'. In his Cours d'Economie Politique (1896) he attempted a synthesis of economics, sociology and Ma rxist thought: economic UTILITY was examined in a psychological and sociological context and Marxian class analysis was extended to a study of the nature of conflict between interest groups. Realizing the consequences for society of political democracy, he was reluctant to retain a socialist approach to conflict in his work Les Systemes Socialistes of 1902. Like WALRAS, he was a member of the LAUSANNE SCHOOL.<br /><em>Reference</em><br />Borkenau, F. (1936) Pareto, New York: Wiley.<br /> Bucolo, P. (ed.) (1979) The Economics of Vilfredo Pareto, London and Totowa, NJ: Cass.
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imputed income (D3, H2)<br />The benefit received from a serv1ce not measured by a monetary transaction. Some forms of this income are estimated to obtain a fuller measure of the GRoss NATIONAL PRODUCT. In the USA, national income accounting imputes an income to food grown and consumed by farmers. Also, to raise more revenue from an income tax the imputed income from owner-occupied houses can be added to income actually received by taxpayers.

<strong>Ability to benefit</strong> – Basis on which a student without a high school diploma or GED may qualify for federal student aid. To demonstrate the ability to benefit from a program of study, a student must take a test that is approved by the U.S. Department of Education.
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<strong>GED</strong> – General Educational Development certificate, an equivalent of a high school diploma. (See also “Ability to benefit.” )
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state trading organization (P4)<br />An agency of an East European economic ministry under communism which had the task of importing and exporting on behalf of domestic industrial enterprises. Gradually reform came in countries such as Hungary and Russia where enterprises were given a limited power to engage directly in international trade.
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<strong>Mapping Your Future (MYF) 10 Financial Fitness Tools</strong> – A guide to completing student loan exit counseling online through Mapping Your Future, This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.
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<strong>MDHE e-distribution list</strong> – The Missouri Department of Higher Education' s electronic news service. To sign up for this service, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.

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<strong>NACUBO</strong> – National Association of College and University Business Officers.

prime rate of interest (E4)<br />The rate of interest that US commercial banks charge small and medium-sized firms for borrowing. Historically, this was the interest rate the most creditworthy customers of banks were charged but with the development of the COMMERCIAL PAPER market, the largest customers borrow below the prime rate.<br /><em>See also:</em> base rate
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<strong>PRCN</strong> – Program Review Control Number.
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<strong>H</strong> – Code used to request a “hold” on a disbursement or to indicate a hold status, as defined within CommonLine file specifications and located in the @1-09 record.
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beta (Gl)<br />The ratio of a change in the return on a security to a change in the returns on all

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state trading organization (P4)<br />An agency of an East European economic ministry under communism which had the task of importing and exporting on behalf of domestic industrial enterprises. Gradually reform came in countries such as Hungary and Russia where enterprises were given a limited power to engage directly in international trade.
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current cost accounting (M4)<br />A form of accounting which includes adjustments for the effects of inflation. The UK's Statement of Standard Accounting Practice 1980 required several adjustments to be made: to DEPRECIATION for fixed assets which had risen in price, to sales figures for the higher cost of replacing stocks and to monetary working capitaL<br /><em>See also:</em> inflation accounting; Sandilands Report
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deposit account (G2)<br />An interest-bearing bank account (UK) which cannot be withdrawn without due notice (in most cases, at least seven days). In the USA, such accounts are known as savings accounts or time deposits.
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<strong>FDF</strong> – Federal Default Fee, a loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as by a lender or servicer). Also referred to as DFee.

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<strong>MSEP</strong> – Midwest Student Exchange Program, which ensures reduced tuition rates to Missouri residents who enroll in designated academic programs at participating schools in Kansas, Michigan, Minnesota, Nebraska, North Dakota, and Wisconsin. For more information, see http://www.mhec.org/.

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<strong>Need analysis</strong> – A standardized assessment of the ability of a student and family to contribute toward educational expenses. The need analysis formula currently used when students complete the FAFSA is referred to as Federal Methodology.

risk capital (GO)<br />1 Ordinary shares.<br /> 2 Common stock.<br /> 3 VENTURE CAPITAL.

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