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lagging indicator (E3)<br />A series of economic statistics registering a change after the turning point of a reference cycle. The principal indicators of this kind are consumer income and spending, and interest rates.<br /><em>See also:</em> coincident indicators; economic indicators; leading indicators

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behavioural finance (G1)<br />The study of financial markets making use of the ideas of INVESTOR SENTIMENT and LIMITED ARBITRAGE. Research of this kind examines irrationality in markets.<br /> <br /><em>Reference</em><br />Shleifer, A. (2000) Inefficient markets, Oxford: Oxford University Press.

<strong>CR:C</strong> – Common Record: CommonLine, the FFEL Program industry' s newest electronic communication standards by which loan and borrower information is electronically gathered, stored, and transmitted via an XML format. CR:C file specifications are agreed to by the industry' s Electronic Standards Committee (ESC) and may be retrieved from the NCHELP website at www.nchelp.org.
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rent seeking (DO, Ll)<br />Monopolizing activity. This is much criticized as it produces a social waste rather than a social surplus.

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corporation (M1)<br />A privately or publicly owned firm whose

redlining (G2, R2)<br />1 Giving an area the status of a slum by making it ineligible for mortgage finance. Once this status has been given, redlining accelerates the decline of such areas. This has occurred in several US urban areas, including parts of New York City.<br /> 2 Refusing to grant credit because the lender cannot obtain a required return at any rate of interest. There can be passive redlining when a credit institution avoids contact with some categories of lender.
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<strong>MDHE</strong> – Missouri Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the DHE. The agency' s website may be found at www.dhe.mo.gov.
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positive feedback (04)<br />The favourable consequences of economic growth in generating further growth, e.g. because the first phase of growth includes the improvement of the infrastructure.<br /> See also: negative feedback

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