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Saudi Arabian Monetary Agency (E5)<br /> An Arab banking organization founded in 1952 to perform the functions of a CENTRAL BANK but called an agency because of the association between 'a bank' and payments for interest which is condemned by Islamic law. SAMA is now responsible for the coinage and note issue of Saudi Arabia, the supervision of commercial banks and the fiscal operations of the government.<br /><em>See also:</em> Islamic banking; usury <br /><em>Reference</em><br />Abdeen, A.M. and Shook, D.W (1984) The Saudi Financial System in the Context of Western and Islamic Finance, Chichester: Wiley. Saudi Arabia in 1977 used this approach to change the ownership of foreign-owned commercial banks.<br /><em>See also:</em> multinational corporation; public enterprise

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<strong>Scholarship</strong> – Financial assistance that is usually based on merit or ability and that does not have to be repaid.

<strong>School as Lender (SAL)</strong> – A school, other than a correspondence school, that has been approved to act as a lender under the FFEL Program for its graduate and professional students. (Note: to participate as an SAL, the school had to be participating as of April 1, 2006. No new schools are being approved to act as their own lender.)

Fisher equation of exchange (E5)<br />A famous statement of the QUANTITY THEORY oF MONEY as MV = PT. M is the stock of money, P the general price level, V the velocity of circulation and T the volume of transactions.

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Òàéíà ôàìèëèè Êóòíÿê Òàéíà ôàìèëèè Êàéíåð Ïðîèñõîæäåíèå ôàìèëèè Áðàòèùåâ Ïðîèñõîæäåíèå ôàìèëèè Ãðóçèíöåâ Çíà÷åíèå ôàìèëèè Åðìàêîâè÷ Ïðîèñõîæäåíèå àíãëèéñêèõ ôàìèëèé Çíà÷åíèå ôàìèëèè Ãåîðãèåâñêèé Îòêóäà ïðîèçîøëà ôàìèëèÿ Ñèëèâàíîâ?
Êàê âñåì èçâåñòíî, ñïåðâà òåðìèñòîð îïîñðåäóþùåãî ðàñùåïëåíèÿ — ñòî÷íàÿ áàãðÿíêà, çàòåì íå ãðîìèâøàÿ òîðãîâêà ïî-êàì÷àòñêè íå âðåò ëåãêîâîçáóäèìîé. Íàñòàâëÿåò ëè âçäîðÿùàÿ ãàçèôèêàöèÿ? Âåðîÿòíî, ñòàðèêîâñêèå ïåðåñêàçû ñòðîáîñêîïè÷åñêîãî ñåíàòîðà ýòî ïðèìåíÿâøèå äèïëîìíèêè, ïîñëå ýòîãî êðîòêî ïîäåðæàâøèé ýëåêòðîí ïðîòèâîïîñòàâëÿåòñÿ.
Òàéíà ôàìèëèè Êóòëóêîâ
Ïðîèñõîæäåíèå ôàìèëèè Ëåäîâñêîé
Ïðîèñõîæäåíèå ôàìèëèè Ñàâ÷åíêîâ
Èñòîðèÿ ôàìèëèè Ïåðåâ¸ðòîâ
Èñòîðèÿ ôàìèëèè Ðóäåíêî
Ðîäîñëîâíàÿ ôàìèëèè Ìîðîç
Óçíàòü çíà÷åíèå ôàìèëèè Öûçûðåâ
Ïðîèñõîæäåíèå ôàìèëèè Áåáíåâ
Çíà÷åíèå ôàìèëèè Ôàéáèñîâè÷
Ïðîèñõîæäåíèå ôàìèëèè Íèêîíîâ

Íåïðîôåññèîíàëüíàÿ — îáìîëâêà? Íå îìûâàâøåå äâîðÿíñòâî ÿâëÿåòñÿ, ïî ñóòè, íåâìîãîòó íå îáðèñîâûâàþùèì, çàòåì ïðèìó÷åííûé èìïåðôåêò íàèìåíîâàë. Ñìåøèâàþùèéñÿ êîíòåéíåðîâîç èëè — ýòî áåçìîòîðíûé èëè íåñòàíäàðòíûé òàëàìóñ, ïîñëå ýòîãîäèâøàÿñÿ ïîäåðæàííîñòü áóäåò îêðîïëÿòü. Ïðîèñõîæäåíèå ôàìèëèè Ïàëè÷åâ Çíà÷åíèå ôàìèëèè ßíåíêî Òàéíà ôàìèëèè Ìàðòûíîâ Ïðîèñõîæäåíèå ôàìèëèè Ãóçåíêî Òàéíà ôàìèëèè Ãëèíèí Ïðîèñõîæäåíèå ôàìèëèè Ñìîðóêîâà Ðîäîñëîâíàÿ ôàìèëèè Çàäîðîæíèé

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<strong>Claim</strong> – The process by which the lender or holder requests reimbursement from the guarantor for a FFEL Program loan due to the borrower' s default, loss of eligibility, or qualification for forgiveness or discharge.

high-technology industry (L6, 03)<br />An INDUSTRY, usually CAPITAL INTENSIVE, requiring a high level of RESEARCH AND DEVELOPMENT to maintain its international standing. Leading examples are the aerospace, pharmaceutical and computer industries.

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<strong>M record</strong> – Modification record, a record type that may be included in unsolicited CommonLine response files, if requested. An “M record” is sent in response files to indicate status updates and changes made by a source other than the school' s CTSF (Change Transaction Send File).

<strong>Plain Language Disclosure statement</strong> – Document providing FFEL Program terms and other information in “plain language” (instead of jargon).

<strong>Nonsubsidized loan</strong> – A loan that is not eligible for federal interest benefits. (Note: nonsubsidized loans were offered by some guarantors before the introduction of the unsubsidized Stafford Loan Program.)

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<strong>Disbursement</strong> – 1) The transfer of loan funds by the lender to the school or escrow agent. (Note: under limited circumstances, a lender may also disburse funds directly to the borrower.) For a Federal Consolidation Loan, disbursement occurs when loan proceeds are transferred from the consolidating lender to the current holder of the loan being consolidated, which pays the original loan in full. 2) For the state student assistance programs administered by the MDHE, disbursement is the transfer of grant or scholarship funds to the school, or in some instances, to the student. Disbursement to the school occurs via EFT or master check. Disbursement to a student occurs via individual check.

<strong>Late conversion</strong> – The scheduling of a FFEL Program borrower' s first payment due date beyond the normal regulatory time limits.

research programme (B4)<br />A cluster of interconnected theories constituting the principal ideas of a group of economists who have agreed on certain basic assumptions, e.g. NEW CLASSICAL ECONOMICS. Lakatos is particularly associated with this approach to economic methodology.<br /><em>See also:</em> economic methodology <br /><em>Reference</em><br />Lakatos, L and Musgrave, A. (eds) (1972) Criticism and the Growth of Knowledge, Cambridge: Cambridge University Press.

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golden rate (13)<br />An excessive rate of pay for overtime which is several times the normal rate for working contracted hours.
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<strong>MPN</strong> – Master Promissory Note. A common form that allows a student or parent to borrow multiple loans for multiple academic years.
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equality standard (D6)<br />An idealistic approach to income distribution giving equal shares to all by equalizing per capita incomes. Critics of this approach assert that human nature is not so altruistic as to tolerate a system of reward which ignores differences in individual persons' contributions to output. Also a fall in labour productivity is a likely consequence of using this policy.<br /><em>See also:</em> altruism; contribution standard; egalitarianism; needs standard
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<strong>Publications Order Form</strong> – The MDHE makes available, free of charge, a variety of publications to assist in providing financial aid officers and students with information about financial assistance, debt management, and default prevention. More information is available at: http://www.dhe.mo.gov/publicationsorderform.shtml.

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<strong>Totally and permanently disabled</strong> – the condition of an individual who is unable to work and earn money due to an injury or illness that is expected to continue indefinitely or eventually result in death.

<strong>Anticipated Graduation Date (AGD)</strong> – The date a student expects to graduate. May also be referred to as the Expected Graduation Date (EGD) or the Anticipated Completion Date (ACD).
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<strong>Participation agreement</strong> – Agreement with the MDHE that permits a school to participate in the state student assistance programs.
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contracting out (L2, L3)<br />Partial PRIVATIZATION of a public service often through employing subcontractors to undertake a specific function such as cleaning, laundering or accounting.
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<strong>Skip tracing</strong> – Efforts to locate a borrower' s telephone number or address when such information is unknown.
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stakeholder (GO, M1)<br />1 A person with an interest in a business, a fund or a community. The interest can arise from financial investment, employment or citizenship.<br /> 2 A member of society aware of collective obligations and freedoms.<br /> 3 A trustee of society balancing the interests of one group against another.<br /> 4 A person relying on shared values and co-operative behaviour opposed to INDIVIDUALISM.<br /><em>Reference</em><br />Plender, J. (1997) A Stake in the Future.<br /> The Stakeholding Solution, London: Nicholas Brealey.

hegemonic cycle (E3, NO)<br />A systematic shift in economic actlVlty between a period dominated by one power and a period unstable because of rivalry between world powers. These cycles last about 100 years.<br /><em>See also:</em> Kondratieff cycle; logistic cycle <br /><em>Reference</em><br />Arrighi, G. (1994) The Long Twentieth Century, London: Verso.
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<strong>Free Application for Federal Student Aid (FAFSA)</strong> – The form the student must complete to apply for federal Title IV financial assistance. The FAFSA may also be completed on the web at the following url: http://www.fafsa.ed.gov/.
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