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Old 08-03-2011, 10:54 PM   #1
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Old 08-04-2011, 01:42 PM   #2
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Old 08-02-2011, 09:28 PM   #3
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<strong>Variable rate</strong> – An interest rate that varies over time and generally has a specified maximum (cap). Prior to July 1, 2006, interest rates on FFEL Program loans were variable with an 8.25% cap. (Beginning July 1, 2006, interest rates are now fixed rates, with the maximum established at 6.8% for Stafford Loans and 8.5% for FFEL Program PLUS Loans.)

<strong>Borrower</strong> – A person who obtains a loan and must repay it. This term is NOT synonymous with “student.”
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<strong>OAKFAP</strong> – The Ozark area group of financial aid professionals, normally meeting in Springfield.
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required reserve ratio (E5)<br />Ratio of reserve assets to the total deposits of a bank or other regulated financial institution set by a central bank. For UK CLEARING BANKS the ratio was set at 12Yz per cent in the period 1971-81, after which the proportion of reserves they hold is at their own discretion.

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Old 08-03-2011, 02:33 AM   #4
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<strong>Cohort Default Rate (CDR)</strong> – As defined within 34 CFR 668.181</strong> – 668.198 (subpart M), the percentage of Stafford Loan borrowers who default before the end of the fiscal year following the fiscal year in which they entered repayment on their loans. The U.S. Department of Education calculates this rate annually for each school participating in the federal student loan programs. The most recent period for which final CDRs have been published is 2004. Schools may also obtain their draft CDR for 2005.
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<strong>ISIR</strong> – Institutional Student Information Record, the electronic output record provided to the school by the CPS that includes information provided by the student on the FAFSA. The ISIR contains the student' s EFC and the results of federal database matches.

<strong>Bursar, or Business Office</strong> – The institutional office that is responsible for the billing and collection of school charges.
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Old 08-03-2011, 03:20 AM   #5
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Lipsey, Richard George, 1928- (B3) Canadian economist educated at the University of British Columbia, Toronto, and the London School of Economics, where he was later lecturer and professor from 1955 to 1964. He was professor at Es###### University from 1964 to 1970 and subsequently at Queen's University in Kingston, Ontario, from 1970 to 1985.<br /> He is famous to hundreds of thousands of students in the Western world for his textbooks: An Introduction to Positive Economics, first published in 1963, which is, as its name suggests, strongly empirical in tone and hence has been frequently revised; and Economics, which was first published in 1966 in the USA. He first made his mark as an economist with his joint article with Lancaster, 'The general theory of the second best' (Review of Economic Studies June 1956), which made a major contribution to welfare economics. Subsequently, in a series of articles on inflation, he provided the microeconomic explanations for the PHILLIPS cuRVE. His numerous other works include articles on CUSTOMS UNIONS, LOCATION THEORY and monetary theory.<br /><em>Reference</em><br />Lipsey, R.G. (1991) The Collected Essays of Richard G Lipsey, 3 vols, Aldershot: Edward Elgar.
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<strong>GEAR UP</strong> – Gaining Early Awareness and Readiness for Undergraduate Programs. The MDHE administered a GEAR UP program in Missouri until September 2007.

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Old 08-03-2011, 09:58 PM   #6
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Old 08-03-2011, 10:34 PM   #7
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Old 08-03-2011, 09:02 AM   #8
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<strong>Custom Reports</strong> – A reporting feature within MODEL Direct allowing reports to be created on demand with customized filter criteria and with real-time data.
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<strong>Online MDHE: A resource for financial aid officers</strong> – a guide for getting the most out of the MDHE' s Web tools and resources. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.

<strong>CommonLine (CL)</strong> – The FFEL Program industry' s standards by which loan and borrower information is electronically gathered, stored, and transmitted via a flat file. CommonLine file specifications are agreed to by the industry' s Electronic Standards Committee (ESC) and may be retrieved from the NCHELP website at www.nchelp.org.
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Old 08-03-2011, 10:47 AM   #9
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<strong>LLR</strong> – Lender of Last Resort, a student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students.
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of Money, Chicago: University of Chicago Press.<br /> - (1957) A Theory of the Consumption Function: A Study by the National Bureau of Economic Research, New York, Princeton, NJ: Princeton University Press.<br /> - (1982) Capitalism and Freedom, Chicago and London: University of Chicago Press.<br /> Friedman, M. and Schwartz, A.E (1963)<br />Monetary History of the United States, 1867-1960, Princeton, NJ: Princeton University Press.<br /> - (1982) Monetary Trends in the United States and the United Kingdom: Their Relation to Income, Prices and Interest Rates 1867-1975, Chicago: University of Chicago Press.<br /> Thygessen, N. (1975) 'The scientific contributions of Milton Friedman', Scandinavian Journal of Economics 79: 56-98.
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<strong>Package</strong> – Schools award, or “package,” student aid for each year for students. Once the aid is packaged, schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded for year. (Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.)

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Old 08-03-2011, 02:07 PM   #10
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access-space trade-off model (R1)<br />In URBAN ECONOMICS this theory sought to demonstrate that a household's choice of location and amount of land depends on the trade-off between cheaper rent and a longer trip to work.<br /><em>Reference</em><br />Alonso, W (1964) Location and Land Use: toward a general theory of land rent, Cambridge, MA: Harvard University Press.
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<strong>State aid</strong> – Financial aid programs funded by the state of Missouri. The MDHE administers several state aid programs.
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