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International Air Travel Association (L9)<br />Founded in 1945 in Havana, covering most scheduled airlines, whose aims include promoting safe, regular and economical air transport. In practice, it has been a major example of an international cartel that has kept fares high on many international routes by licensing few operators. Licences were awarded for operating lucrative routes, especially across the Atlantic, if the same airline undertook to fly on lossmaking routes. State-owned airlines have been avid to maintain such protection. However, such a restriction on competition
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<strong>E-distribution list</strong> – The Missouri Department of Higher Education' s electronic news service. To sign up for this service, visit
http://www.dhe.mo.gov/mdhedigest/signup.shtml.
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<strong>Need cutoff</strong> – The need amount that students had to demonstrate to qualify for the Gallagher and College Guarantee Programs through the 2006-07 academic year. The MDHE estimated the need cutoff in the spring of each year before final appropriations and student eligibility was known. The actual need cutoff was then determined prior to setting spending authority in FAMOUS.
<strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements.
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