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140091 2007 年 08 月 21 日 22:54 Reading (loading. ..) Comments (0) Category: Money
the first in the famous Harvard University,
coach sneakers, United States, economics, first class, only taught two concepts. First concept: spend money to distinguish between \lives of young people aged state, tracking their life after 20 years, many unexpected results beyond: 80 life is stressful, only 20 economic independence, of which only 5 people off. Contrast so great, then these 5 people to do what on it? The reason is simple honest implementation of the following financial concepts only.
distinction between \5 years ago, they spend the ? 30 million yuan. Tongzhou
A to buy a suite of 30 million yuan.
B to buy a good car, Audi,
Good girl - Qzone log, 30 million yuan.
5 years later.
a house, worth 600,000 yuan.
B's used car market value of only 5 million yuan.
all the wealth, obviously there are differences, but their incomes are the same, the same degree,
coach outlet, the same social experience, why do we not the same as the wealth?
a money to buy a house is the \
B is the money to buy a car \Not the same with the house, the house 10 years later, might have turned two fold.
some high income, but less wealth, because he spent on \\
\
first sentence, also known as \We all know people who come out of Harvard to teach after graduation, many are very rich, in fact, their monthly consumption behavior, with the average ordinary people, only a bit different, that is, strictly abide by the Harvard dogma: saving 30% of the salary is tough targets The remaining before consumption. Saving money is the most important goal each month, only exceeded, the remaining money can be more.
Example 2: the United States the richest man Warren Buffet, 6-year-old has started saving 30 per month. 13 years old, when he had three thousand dollars, bought a stock. Annual savings, annual adhere to investment and decades, he insisted for 80 years. Now 85 years old, is already America's richest man, than the \
Some would ask, how can the annual return rate of 10%. In fact, many banks will offer financial products,
coach sunglasses outlet, funds, foreign currency, QDII and so on. Some risks of these banking products slightly, but if it can be effectively managed, 10% rate of return is actually not difficult.
high wages are not necessarily rich
Many people think that a monthly income of ? 1 万 5 千, B monthly income of ? 8000, a ratio of B should be rich, this concept is widespread in the community. But the concept is wrong, and wrong is very far off the mark. What went wrong?
Example 3: Most people think twice mainland Taiwanese high wages, they naturally rich than we, in fact, this is a wrong concept.
been to Taiwan's friends all know that Taiwan is an average one-way subway ? 12, Beijing ? 3; Taiwan lunch an average of ? 50, Beijing on average ? 15; rent a suite in Taiwan, ? 6500, rented a suite in Tongzhou Beijing ? 1500. If the people of Taiwan to earn a monthly ? 15000, minus the rent ? 6500, transportation costs ? 1000, dinner ? 300, tax ? 1500,
[Transfer] Zodiac!, a little bit of entertainment ? 2000, \
junior engineer in Beijing a month ? 8000, minus the tax ? 1000, minus the rent ? 1500, transportation costs ? 300, dinner ? 1000, entertainment ? 1000, \
What is the monthly wages of the people of Taiwan ? 15000, ? 1000 per month who only rich, the engineer or Beijing, the monthly wage is only ? 8000, ? 3200 but who left a month full of it?
definition of rich is not much you earn monthly wages,
coach purses, is rich. The definition of rich is your monthly \
Example 4: Americans with high monthly salary in China two or three times, according to the general concept, the general of Americans like to be richer than the Chinese. Customer A is studying in Canada, customers see a situation is not so. The average American has a few credit cards, they like to spend a month not only \
In China, there is no such situation, the Chinese people are good at saving, and most people have in the bank deposits, more than 10 tens of thousands, the numbers are many.
So, do not think that Americans earn more a month, twice,
感同身受 - Qzone日记, in reality, the average American white-collar white-collar than the much poorer Chinese. A daily course, customers are seen in Beijing, the old assignment to work in Beijing the United States, the U.S. elite, not ordinary white-collar America, the United States in Beijing's old high-level, most of them are elite, a personal finance education Road.
middle white-collar workers in China than the U.S. white-collar rich. Please remember that the rich would not compare the monthly wage, but more \
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