to pay high insurance liability limit from 60

the fact that the data seen from the Insurance Regulatory Commission,polo ralph lauren pas cher, the company has achieved to pay high insurance underwriting profit.
PICC and vice president Wang believes that determine the characteristics of insurance products, its a expression.
26 insurance companies operating in 10 profit, 16 is still a loss. Among them, the largest underwriting PICC in 2008 to pay high insurance operating profit of 2.011 billion yuan, ranking second in the Ping An Insurance, a profit of 439 million yuan. Loss of 16 companies, state Insurance losses are most serious, of 2.19 billion yuan, China Life Insurance losses of 214 million yuan.
Operation.


China Insurance Association, said pay high insurance rates through the limits of liability and a longer period of adjustment to achieve the basic break-even. However, adjustments need to pay high insurance rates for actuarial science and careful assessment, to refer to a certain period of strong narrow historical operating results, to analyze the impact of delivery and strong risk management of a variety of factors and trends.
60 percent this month, owners can enjoy 30% rate to float downward







2007 年 7 January, the CIRC is implemented across the country to pay high insurance rates and road traffic accidents linked to the floating mechanism. Motor vehicle accidents did not occur for the first year stood at 10% for three consecutive years without an accident can be to fall 30%. Causing deaths and accidents have occurred more than twice the rate of implementation of floating.
from the actuarial report that the People's Insurance: paid the cost of the second half of 2008, growth is one of the major underwriting losses. February 2008 onwards, to pay high insurance liability limit from 60,000 yuan to 122,000 yuan, million, people involved in making cross-wound Pei strong significant increase in the amount of insurance compensation cases,abercrombie, the cases have to pay high insurance claims rose more than 19.1% before the adjustment.
, an industry expert pointed out that although the second half of last year, appeared to pay high insurance underwriting losses, but even without considering the case of investment income, to pay compulsory insurance in the last year has achieved an underwriting profit of 1.03 billion yuan. If you count the 730 million yuan of investment income, total profit last year to pay high insurance has reached 1.76 billion yuan.

to pay high insurance run two and a half years, has expired 104.59 billion yuan in premiums, operating expenses 41.27 billion yuan,moncler, accounting for the cost of nearly 4 percent. Why pay high insurance needs of the operating costs are so high concern.

growth in costs and premiums paid down under the influence of these two factors, PICC, Ping An, CPIC three companies to pay high insurance final the same loss ratio continued to show a clear upward trend.

Also released in 2008 to pay high insurance operating conditions, 2008 to pay high insurance insurance rate 40.8%; to pay high insurance premiums totaling 55.34 billion yuan; compensation expenses 37.08 billion yuan, paid 66.4%; operating expenses 17.73 billion yuan, the cost rate of 31.7% year to achieve an underwriting profit of 1.03 billion yuan, investment income 730 million yuan, the equivalent of full-year profit 1.76 billion yuan.





base rate is adjusted
Links



basis for pay high insurance rates will adjust, the CIRC said in July this year to pay high insurance at least 3 full implementation of the business year after the implementation of compulsory insurance will pay environment, supporting systems, costs rate formation mechanism and a comprehensive summary of all aspects of research assessment to make recommendations for the rationalization, to pay compulsory insurance system to promote improvement.

2 and a half years underwriting loss of 3.7 billion yuan
in the end is the profit loss is



whether this level of profitability to pay compulsory insurance

[question]
why the high operating costs
from July 1, owners enjoy to pay high insurance costs will increase the proportion of the highest rates to fall to 30%. Among them, three years without the responsibility of the occurrence of road traffic accidents only private car owners to pay 665 yuan per year to pay high insurance premiums. It is estimated that in 2006 the owners of the insured, there will be more than 60 percent of the owners to enjoy the 30% rate to float downward.

analysts have pointed out, pay the high cost of high insurance business,Abercrombie and Fitch France, including the existence of irrational factors. >
insurance business: profitability has indeed dropped
[phenomenon]

will deal with


At the end of June, the three property and casualty insurance to pay high insurance giant filed a special financial reports for the strong China,doudoune moncler, the biggest insurance underwriting PICC 2008 operating profit of 2.011 billion yuan, China's Ping Ping Insurance operating profit of 439 million yuan, China Pacific Insurance Pacific Insurance's operating profit 380 million yuan. Although both for-profit, but the actuarial report issued by the three companies agreed that the 2009 pay high insurance premiums facing a severe test of adequacy, claims costs will increase further.
report also said that pay high insurance payment in the past two and a half rate of rise, the loss amounted to 30 billion yuan, 26.98 billion yuan and 37.08 billion yuan; payment rate was 57.3%, 62.0% and 66.4% in the last year and limits of liability to pay high insurance rate adjustment, the second half of the loss ratio rose to 74.0%,polo ralph lauren, beginning to show significant losses, to pay high insurance losses of 1.57 billion yuan total. Underwriting losses of which 1.69 billion, investment income 120 million yuan.
was questioned for two consecutive years the existence of According to the report, to pay high insurance underwriting operations 2 and a half years the cumulative loss of 3.74 billion yuan, but the 2008 underwriting profit of 1.04 billion yuan. Industry sources, to pay compulsory insurance in the end is the profit loss is still a loss. At the same time, to pay compulsory insurance of up to 40 percent of operating costs has also been questioned.
regulators: a temporary adjustment is unlikely
from the latest pay compulsory insurance 26 country operations of insurance companies to pay high insurance summary data show that July 1, 2006 to the end of 2008, 26 companies total 156 million motorcycles were underwriting all types of motor vehicles, insurance premiums have been due to 104.59 billion yuan , liability insurance premiums outstanding 26.39 billion yuan, paid 67.06 billion yuan, 41.27 billion yuan operating expenses (including sales tax 7.2 billion yuan), two and a half the cumulative loss of 3.74 billion yuan underwriting. Consider investment income 4.43 billion yuan, a slight surplus, the total of 6.9 million.
to pay high insurance for high operating expenses, in December 2007 to pay high insurance rate adjustment hearings, several participants would be questioned. At that time, to pay high insurance run in the first year of business data, then the annual premium income of 50.7 billion yuan, the actual expenditure of 13.9 billion yuan compensation, all kinds of operating expenses were as high as 14.07 billion yuan; and expenses from the cost breakdown of view, only administrative costs of insurance companies more than $ 9.1 billion, accounting for up to 18%.

king and said, look at the nature from the insurance to determine the reasonableness of the price it usually takes a certain period (usually 3 years),doudoune, therefore, to pay compulsory insurance the frequency of price adjustment should not be too large, at least for a three-year review cycle.






Traffic Insurance Total premium income of 130.98 billion yuan,ralph lauren, by February 1 last year to pay high insurance rates and lower rates to fall on July 1 increase the proportion of other factors, to pay high insurance underwriting in 2008 the number of vehicles increased by 12.2%, premium income growth of 3.0%.
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UN Secretary-General Ban Ki-moon said here Thursday that the fate of Palestinian aspirations for statehood or non-member observer statehood is in the hands of member states.
"The UN Charter is quite clear that the recognition of a State and membership in the United Nations are issues for Member States to decide and other UN intergovernmental bodies," Ban said.
His statements came during a press conference where he addressed issues that have been prominent in the global organization's work of late.
At the forefront of the list of issues is the question of whether or not Palestine, which is currently only an "observer" at the UN, will receive an elevated status within the organization by aiming to get full-fledged statehood through the Security Council or by seeking the lesser status of non-member observer state via a General Assembly vote.
Although Palestine has yet to announce which route it will take, the U.S., which has full veto power in the Security Council, has hinted it will use this power to prevent a Palestinian statehood measure from passing.
"On the admission of a state into the United Nations, this is an issue to be decided by member states in accordance with the Charter provision: first, they should go to the Security Council and get the recommendation by the Security Council, and that should be decided by a two-thirds majority of the General Assembly, " said Ban.
If Palestine submits the bid for statehood, it would do so on Sept. 23, the same day that Palestinian Authority President Mahmoud Abbas is slated to address the General Assembly at its plenary session here.
The secretary-general stated that his role in the process of achieving UN statehood for Palestine remains limited to evaluating "technical" questions.
"When I receive an application from a state for admission into the United Nations, I review all these technical issues - whether this application is in proper form and stating that they are committed to implementing all the Charter provisions," he said. " Then, I refer it to the Security Council."
Ban said that he has not yet received any application for Palestinian statehood.
Riyad Mansour, the permanent observer of Palestine spoke to reporters here Thursday, confirming that Palestinian leaders have yet to announce a final decision on which of the two possible approaches they will choose for boosting Palestine's status at the UN.
"The decision has not been finalized but once it is finalized, we will deal with the technicalities and the rules of procedures of how we can implement it and we will try to implement it as soon as possible," he said.
Abbas has been engaged in talks with leaders from the Arab League, as well as the European Union (EU) on the topic of Palestine's UN aspirations.
"After all of these discussions are finalized, we will decide, President Abbas will decide, and we will follow while we are pursing our objective of acquiring what belongs to us -- to become a full member of the United Nations," said Mansour.
During his press conference, Ban also commented on the ongoing deadlock in negotiations between Israel and Palestine for a two- state solution in the region.
"I am profoundly troubled by the lack of progress in the peace negotiations," said Ban. "It is vital that they resume."
Direct talks between Israel and Palestine stalled in October 2010, when Israel declined to renew a moratorium on its settlement building.
Ban said that time is not on the parties' side in finding a solution to their decades-long disagreements.
"Ending the Israeli-Palestinian conflict and achieving a two- state solution is long overdue," he said. "Time is not our friend. "
The diplomatic Quartet for Middle East peace, consisting of the UN, the EU, the U.S., and Russia had set the deadline for negotiating a final settlement between Israel and Palestine for September 2011. Thus far, there has been no indication that direct negotiations between Israel and Palestine will resume.
"The two parties have been negotiating, the negotiations have been up and down," said Ban. "And it is really high time to resolve this issue, to realize a two-State solution where Israelis and Palestinians can live side by side in peace and security. That is the vision agreed upon by the two sides and supported by all the countries around the world. So, I am asking them to enter into a meaningful negotiation."