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Urumqi (Reporter Rao Junhua correspondent Pan Weina) picking coal off the driver Mr. Lee, the car sliding and falling caused his death. Subsequently, Mr. Lee sued the insurance company will court families seeking compensation for car insurance third party liability insurance, but insurance companies that Mr. Lee is not in third party liability insurance clause
2 15, Tianshan District Court Judge introduced, the court found, when the accident occurred, Mr. Lee is third party liability insurance policy in the Lee family of third party liability insurance and the amount of 122,000 yuan. This reporter learned that, at present, the sentence has been effective.
early last year, Lee driving his SUV on the road,
air max 90, passing through the vicinity of East Baiyang Gou found the road a few pieces of coal,
nike air bw, when vehicles are passing through coal. He then stop, want to pick coal open,
air max 2009, not a slip back to the vehicle suddenly,
air max shoes, he was hit and died instantly.
later, Mr. Lee took the family before the incident in a third-party liability insurance companies to find insurance companies mandatory insurance, required by the policy Peifu 12.2 million claim payment. The insurance company claimed that, Mr. Lee is not insured vehicle accident insurance coverage contract, the refusal of compensation.
desperation, Lee family, the insurance company taken to court for the payment of claims payment.
the court, the insurance company that, according to the provisions of compulsory insurance to pay the insurance company assumes Peifu obligation on the premise that traffic accidents, and the case is not a traffic accident; under the terms of third party liability insurance in the insurance period, Mr. Lee in the use of the insured vehicle during the accident, leading to a third party personal injury or property suffered direct losses, insurance companies, according to the insurance contract should be given compensation.
insurance company that the third party is an accident in the vehicle suffered personal injury or property damage, but does not include persons in the vehicle and the insured vehicle, the car belonging to Mr. Lee on the staff, not the third party.
court found that although the incidents are not accidents, but in the accident, Mr. Lee can be recognized as a
case the trial judge said this case, the judge Mr. Lee is a particular time, whether living on the basis of the insured vehicle, the car is the Meanwhile, the motor vehicle is a vehicle, no one can permanently on top of exposure to motor vehicles,
2010 air max, so the motor vehicle involved in the insurance contract the same identity, the two can be as specific changes in time and space conversion; Second, Mr. Lee was not killed in the process of driving the vehicle, in the event of an accident, he was under the car, officers should be under the car, therefore, the insurance company should be paid to the owners of third party liability insurance of insurance claims payments.
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