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air force 1 high
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1, Relay savings
12 certificates of deposit (one year), 36 certificates of deposit (three-year period), 60 certificates of deposit (five-year period) .
12 1 single month certificates of deposit, a 12 single, the second year, every month a single maturity, plus interest on the principal amount of new money into the dump.
36 CDs (three-year interest rates higher) and so on.
60 certificates of deposit (five-year interest rates higher) and so on.
Experts: suitable for more stable income, and no more expensive home,
air force 1 shoes, you can get a higher interest rate.
2, interest compound interest savings
If you have a large amount of idle funds, you can choose to deposit the money into a savings deposit interest rate of the check in a month, remove the deposit first months of interest, and then open a Lump of savings accounts, interest on the deposit to get out of there, after the first month fixed account to the interest generated Lump out into account, so that not only save The savings rate has been taking interest, and their interest in participation Lump made after the interest savings.
Experts: Even if you choose a lower risk of savings, but also as far as possible to roll every cent, including interest, as much as possible to their maximum level of income.
3, separate savings, 1 million in cash
assumed, it is divided into 4 different lines were, respectively,
nike air force 1, 1,000 yuan, 2,000 yuan, 3,000 yuan, 4,000 yuan, and then these four CDs are saved as one year period of time deposits. Within a year, regardless of when they need money, you can take out and goes close to the required amount of certificates of deposit,
nike air force one low, money that can meet demand, but also to maximize the interest income received.
Experts: This method is useful to apply the money is expected within a year, but are not sure when to use, how much of a small idle funds. Separated not only by the interest savings method will be much higher than the survival of savings, but also when they can take out to minimize the loss.
4, step
assumed savings of 5 million in cash in the hands can be divided into an average of 5 samples were set up one-year, biennial, three-, four-, five-year certificates of deposit. After the expiration of one year after the 1 million plus deposit money into a new five-year period,
air force one low, after the expiration of 1 million after two years into a five-year period, and so on, the last five years has changed due into a five-year period, after the money due each year, all five-year period,
nike air force one, to earn high interest rates.
Expert Comment: This method is more suitable for a regular cost of living in a planned family, make your life organized.
(Oriental Morning Post)
Hybrid Mode
