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<strong>Graduated repayment schedule</strong> – A repayment schedule under which the amount of the borrower' s payment is scheduled to change during the course of the repayment period. The graduated repayment schedule cannot exceed 10 years unless the borrower is eligible for an extended repayment period.
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<strong>Annual loan limit</strong> – The maximum amount a student may borrow for each academic year of study under the Federal Stafford Loan Program. (Note: Federal PLUS and Grad PLUS Loans do NOT have a specific annual loan limit.)
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