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<strong>Disbursing agent</strong> – The lender, servicer, guarantor, or other entity that issues disbursement funds to the school for delivery to the borrower.
<strong>Budget</strong> – Synonymous with Cost of Attendance (COA). In financial aid terms, a budget is an estimate of a student' s total education-related expenses for an enrollment period. The budget generally includes tuition, fees, room, board, books, supplies, and personal expenses. For the Charles Gallagher program, the standard budget for each institution consists of the institution' s prior year tuition and fees, room and board, and book costs reported through IPEDS, as well as standard budget figures determined by the MDHE using the Consumer Price Index (CPI). For the College Guarantee program, the budget is the lesser of the institution' s Gallagher budget or the average cost of attendance at the University of Missouri-Columbia.
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cycles (E4)<br />Regular fluctuations in a national economy from a peak through a downswing to a trough and then an upswing back to the peak. Few national economies are without this instability.<br /><em>See also:</em> boom and bust; business cycle; Juglar cycle; Kitchin cycle; Kondratieff cycle; Kuznets cycle; stop-go
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