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self-employment (J2)<br />Being engaged in work for pay or profit and not under the direction of another. The self-employed are part of the labour force and are present in every sector. The peasant farmer, the professional lawyer, the actor and the small shopkeeper are leading cases of self-employment. Inability to gain employment may force a person to attempt to gain an income through self-employment. Often self-employed businesses are undercapitalized because of the poor availability and higher cost of small-scale finance. Selfemployment produces a hybrid income of wages and profits. An estimate of residual profits can be extracted from total income by applying a market wage rate to the number of hours worked; an estimate of wages, by applying the market rate of interest to the amount of capital employed to see how much of total income remains.
<strong>CDA</strong> – Central Disbursing Agent, a lender, servicer, guarantor, or other entity that combines disbursement funds and data from multiple origination sources and issues a single EFT transfer and disbursement roster to the school.
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