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<strong>OFee</strong> – Origination Fee, a fee charged to offset the federal government' s cost of interest subsidies (for subsidized Federal Stafford Loans) and reinsurance payments for loans that either default or are eligible for forgiveness or discharge. This fee, if charged to the borrower, may be subtracted from the borrower' s loan proceeds at the time of disbursement.
agency shop (J5)<br />A voluntary UNION SHOP, extensively present in the US public sector, in which employees pay the equivalent of union dues in return for that union acting as a bargaining agent. It is used to evade the ban on CLOSED SHOPS in RIGHT-TO-WORK STATES.
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