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<strong>Common Account Maintenance (CAM)</strong> – The FFEL Program industry' s electronic data standard used by lenders, servicers, and guarantors. Created by the National Council of Higher Education Loan Programs (NCHELP), CAM specifies the type of content, record format, and file structure for sharing data on borrowers and their loans.
pecuniary external economy (DO)<br />A reduction in the average costs of a firm brought about by the financial actions of other firms. A major example of this is the simultaneous undertaking of several investment projects that reduce costs by reducing the risk of one of the projects failing.<br /><em>See also:</em> economy of scale
renter illusion (H2)<br />A form of FISCAL ILLUSION which assumes that only property owners will correctly perceive the property taxes levied by local governments with the consequence that renters of property will not correctly match the valuation of publicly provided local services with the tax passed on in rents. Because of this illusion voters who rent property will be willing to approve of higher local public expenditure.<br /><em>See also:</em> debt illusion
<strong>Rehabilitation</strong> – A process by which a borrower with a defaulted FFEL Program loan may regain eligibility for Title IV aid by adhering to strict repayment requirements.
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