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<strong>Consummated loan</strong> A loan for which disbursement funds have been delivered to the borrower. For example, a loan is considered consummated when the borrower cashes a paper check from the lender or when the school applies the proceeds of an ACH transfer to the student' s account.
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<strong>OAKFAP</strong> The Ozark area group of financial aid professionals, normally meeting in Springfield.
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<strong>FWS</strong> Federal Work-Study Program, a campus-based Title IV student employment program administered by the school. FWS is a need-based program.
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