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<strong>Teacher shortage area</strong> – A federally designated geographic area, grade level, discipline, or academic, instructional, subject matter that has been classified as a shortage area by the U.S. Department of Education.
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<strong>ACH</strong> – Automated Clearinghouse, an overnight method of transferring funds electronically via the Federal Reserve.
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Lamfalussy Report (FO, G2)<br />A set of proposals for creating a free market in financial services in the EUROPEAN UNION produced in 2001. It recommended an EU Securities Regulators Committee.
<strong>ICM</strong> – Integrated Common Manual, a policy and procedure manual for FFELP participants. The manual and related tools may be found at
www.commonmanual.org.
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