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<strong>Higher Education Reconciliation Act (HERA) of 2005</strong> – The portion of the Deficit Reduction Act of 2005 specifically addressing student financial aid provisions, including student loan interest rates and fees, consolidation rules, school as lender, and other policies and procedures.
Banque de France (E5)<br />The central bank of France founded in 1800 by Napoleon I and nationalized in 1946. It was granted independence to formulate monetary policy in 1994.
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Luddite (J5, N3)<br />1 A member of a gang of English craft workers led by Ned Ludd in the period 1811-13 who showed opposition to the introduction of textile machines in Nottingham, England, and surrounding places and the consequent loss of employment by smashing the machines at night. 2 A person who takes INDUSTRIAL ACTION in an attempt to prevent the implementation of technical change.
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