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<strong>Assignment of a loan</strong> – Any change in the ownership of a loan.
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government intervention (H1, H2, L5) A series of measures undertaken by a government to achieve goals not guaranteed by a market system, i.e. fairer income and wealth distribution, PUBLIC GOODS, MERIT GOODS, improved SOCIAL WELFARE, appropriate infrastructure investment and a full equilibrium for the economy. Intervention can avoid chaos by establishing PROPERTY RIGHTS, controlling access to economic activities and regulating monetary operations. But intervention has its shortcomings: the use of price controls and the limiting of competition have often distorted markets.<br /><em>See also:</em> fine-tuning; fiscal policy; incomes policy; monetary policy; prices policy
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employers' association (J5)<br />A federation of firms of one industry which jointly engages in coLLECfiVE BARGAINING with the TRADE UNIONS representing their workers. As employers usually apply negotiated wages to all of their workers, irrespective of their union membership, collective bargaining covers a larger part of the labour force than that part which is unionized. These associations often represent their industries on other matters, e.g. proposed legislation.
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