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-   -   Try Vibram 5 Fingers Footwear for the Best Workout (http://www.freeadvertisingzone.com/showthread.php?t=1539399)

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07-27-2011 12:43 PM

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67138 2008 年 04 月 02 日 13:47 Reading (loading. ..) Comments (0) Category: Personal Diary
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Harley-Davidson motorcycle in a huge roar and flash the lights in the eyes of the team starting the groom Xin Wu ride BMW motorcycles immediately after the wedding car. ,ralph lauren clothing

Yesterday, love card, car users forum organized nearly 200 hundred luxury car fleet, the Sichuan branch of the forum moderators marriage tie wherever he goes

yesterday morning, Gao Pan East Road, downstairs bar Bank yard, BMW, Nissan, Mitsubishi, Volkswagen, Peugeot ... ... dozens of different brands, different colors of the cars shoulder by shoulder, back to back. Owners who came from all directions, is bustling and busy, mirror on the Pink Ribbon unified bar, the front and on the door, put a unified logo, one group ahead.
they all love card car forum online friends to form a large number of luxury fleet of vehicles, only for moderators
Moderator married

users have to tie wherever he goes

He met the bride and Wu Xinglin 8 years ago. That was the end of 2001, White Pa venture back to Chengdu from Canada, and Wu Xinglin blind friend, the one has fancy hair fluttering in the
Not long ago, white news Pago to planning a wedding in the middle of the speed of light spread of netizens. He also jars, post, invite you to witness their wedding.
Moderator marriage, friends have moved miserable, jump jump up to nearly 30 people set up a working group on a detailed division of the wedding preparations. Some in charge of receiving foreign students, some responsible for the day of the photographic camera, and some is responsible for organizing, decorating the day of the wedding car, and others responsible for the reception ... ...

many students are enrolled in the net posts in the the day of the wedding and vow to organize a wedding car in Chengdu's most luxurious fleet. There are friends that from Chongqing, Harbin and other places came.
yesterday, jars, many students got up early, rushed to the rendezvous near the bride's family --- Gao Pan East wedding car decorated. Responsible for organizing the reception of the Soon, about 50 to report the car, including Lexus, Nissan, Mitsubishi cross-country alone there are at least seven or eight units of BMW. But faithful car that, no matter the car extravagant treat to the bikers are the same mood. We brought a good car stickers,ralph lauren polo sale, and began layout.
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him back to the sick child to attend the wedding

8:30 am, Mr. Han is the unity of friends car stickers, transparent tape posted on his BMW car.
Mr. Han is very serious, posted after a good look for the other students also confirmed:
Do not look at his face the spirit of Mr. Han, in fact, he played at 3 am yesterday, no sleep. He said the child had a cold three in the morning to send their children to the hospital, accompanied the children finish fluids, to send their children home, a look at the time, almost. So no rest to arrive here. When a reporter asked why the was not at home to accompany a sick child, he smiled and said: p> To drink this cup, wedding, sent Moderator
old Liu in Meishan work, work a few days ago in Harbin, but in order to moderator wedding three days before he flew back to Sichuan. 5 am yesterday, he got up early, driving a BMW car from the Meishan arrived in Chengdu. BMW cars will be arranged marriage, he and the students love card chat at the scene.
Halle clear the way

team of wedding car parade

at 9 am,ralph lauren shop, a white wedding dress the bride, the groom is a white-gray and blue suit Pa , got Zhuhun White Pa --- BMW car, ready to go.
first clear the way, is two Harley-Davidson. Handsome love card drivers are friends, more than 30 million car drivers to tie wherever he goes. At 9 am,ralph lauren polos, the Harley to clear the way, Zhuhun car after leading the team to the South Lake mighty marching. Along the way, a number of vehicles, plus there have been teams to join the team for a long stretch, half-way had to stop once, starting again after the entire team.
this team pull mighty wind, attracted the attention of many people. Came to South Lake, and even security personnel command also said parking, rarely seen such a team, generally a few rookie team of wedding car, have this effect. Team in the end the number of car? Responsible for organizing, arranging wedding car of the South Lake parking fee just to receive a 97,polo ralph lauren shirts!
netizens and the new South Lake photographed in the photo, the team and the entire team to the Division Hua Road, wedding restaurant. Is a lively wedding, the groom in white Pa take the bride from the balloon, so many faithful love trucks refreshing. Faithful love trucks also stage performances, some people sang the Trump version of Consequences are noon drunk, now she is asleep.

07-27-2011 01:01 PM

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<strong>DFee</strong> – Default Fee, a fee required by the Deficit Reduction Act of 2005. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as a lender or servicer). This fee is also referred to as FDF.

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financial centre (G2)<br />A cluster of different financial institutions at one geographical location. The growth of population and business encouraged banking, insurance and other types of financing. The large amounts of capital required to conduct these institutions have inevitably led to mergers within the financial sector of the same or related types of institution, as well as the disproportionate growth of cities such as New York, London and Tokyo as financial centres.

impact multiplier (EO)<br />The impact on a national economy in a given year of the EXOGENOUS VARIABLES for that year and the ENDOGENOUS VARIABLES for prior years.<br /><em>Reference</em><br />Goldberger, A.S. (1959) Impact Multipliers and the Dynamic Properties of the KleinGoldberger Model, Amsterdam: NorthHolland.
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<strong>VA</strong> – Veterans Administration, now the Department of Veterans Affairs (DVA).

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<strong>Rolling delinquency</strong> – A delinquency that occurs whenever the delinquent status of a loan is increased or reduced but not completely eliminated as the result of a payment, deferment, forbearance, adjustment to the LDA or OSD, or reversal of a payment.

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<strong>SFA</strong> – Student Financial Aid or Assistance.

<strong>Application</strong> – 1) The paper form or the information provided online/electronically to initiate a FFEL Program loan. Electronic versions of the application include MODEL Direct, CommonLine application send files, etc. 2) An eligibility determination for the state student assistance programs administered by the MDHE.

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managerial revolution (M1)<br />James Burnham's theory that after 1914 there was a transition from a capitalist to a managerial society with the class of managers dominant, operating most effectively where the state owns the means of production. Because managers became the ruling class, they exploited workers just as individual capitalists had done before, ensuring that there would be an unequal distribution of income. As managers without capital will not be guided by a profit motive, the economy they run will be less subject to cyclical fluctuations and crises and can be successfully planned; this planning will take a long-term view to encourage invention and innovation. Much of Burnham's argument is couched in Marxist terms as in his career as professor of philosophy at New York University (1932-54) his dominant concern was a socialist critique of contemporary society. GALBRAITH and others have viewed this revolution more loosely as a recognition of the transfer of power in corporations from shareholders to hired managers.<br /> <br /><em>Reference</em><br />Burnham, J. (1945) The Managerial Revolution, Harmondsworth: Penguin.
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<strong>American Student Assistance (ASA)</strong> – the MDHE' s servicer for FFEL Program loans.

lntermarket Trading System (G2)<br />The US electronic stock market which links US regional stock exchanges with the two New York exchanges and the National Association of Securities Dealers Automated Quotation System. The Intermarket Trading System's display terminals state the current prices of that trader's market, together with the best price available elsewhere. Despite the convenience of the system, it is not a threat to the New York Stock Exchange.
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<strong>Participation agreement</strong> – Agreement with the MDHE that permits a school to participate in the state student assistance programs.

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Household characteristics<br />Expenditure<br />Income<br />Regional characteristics<br />Regional expenditure<br />Regional income.
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diminishing returns law (D2)<br />The decline in output which occurs as successive units of a variable factor of production are applied to a fixed factor. The most familiar example was the application of increasing amounts of labour to a fixed amount of land with the consequence that the MARGINAL PRODUCT of labour declined. This view of agricultural production was central to much of CLASSICAL ECONOMICS, including RICARDO'S model of the economy. The US economist Henry Charles Carey (1793-1879) was one of the few economic writers of the nineteenth century to argue that in a developing economy cultivation can proceed from the least to the most fertile land bringing about increasing returns.<br /><em>See also:</em> returns to scale <br /><em>Reference</em><br />Carey, H.C. (1848) The Past, The Present and The Future, Philadelphia: Carey & Hart.

Christian socialism (P2)<br />The intellectual and practical endeavour to apply Christian social principles to an industrial and competitive society. It is particularly associated in England with Frederick Denison Maurice (1805-72) and Charles Kingsley (1819-75) who preached the merits of co-operation, promoted associations for working men and founded in 1854 a working men's college. In the twentieth century, the FABIAN sociETY and GUILD SOCIALISM continued the tradition; many in the UK Labour Party have attempted to marry Christian ideals to socialism. In France SAINT-SIMON (17601825) recommended a new Christianity which would encourage producer associations; later in the nineteenth century there were strong Roman Catholic movements to provide a theology of socialism. In the USA Washington Gladden (1836-1918) fought to make the Congregational Church accept its social responsibilities and inspired the Social Gospel movement. Richard Ely (1854-1943), a founder of the AMERICAN ECONOMIC ASSOCIATION, expressed his Christianity in his advocacy of the public control of resources and the encouragement of trade unions. The Society of Christian Socialists was founded in 1889. The earliest inspirations for Christian socialism were the New Testament, with its injunction 'Love Thy neighbour as Thyself', and the experiment of the early Church of holding all things in common. In the Middle Ages, AQUINAS and others recommended a JUST PRICE.<br /><em>Reference</em><br />Cort, J.C. (1988) Christian Socialism: an informal history, Mary Knoll, NY: Orbis. Norman, Edward (1987) The Victorian Christian Socialists, Cambridge: Cambridge University Press.

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market distortion (DO)<br />A market allocation that fails to reach a social optimum. Sometimes this occurs because of government intervention.

<strong>Variable rate</strong> – An interest rate that varies over time and generally has a specified maximum (cap). Prior to July 1, 2006, interest rates on FFEL Program loans were variable with an 8.25% cap. (Beginning July 1, 2006, interest rates are now fixed rates, with the maximum established at 6.8% for Stafford Loans and 8.5% for FFEL Program PLUS Loans.)
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<strong>Automated Transfer of Money (ATOM)</strong> – The MDHE' s free disbursing service.

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<strong>American College Testing (ACT, Inc.)</strong> – An independent not-for-profit organization that provides assessment, research, information, and program management services in the areas of educational testing and planning, career planning, and workforce development.

breakeven level of income (M2)<br />The level of income at which all income is consumed and no debts are incurred.

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psychological economy (P1)<br />A capitalist ECONOMY that produces and administers the needs demanded by the system. This major view of the Germanborn US philosopher and social theorist Herbert Marcuse (1898-1979) influenced New Left writers in the 1960s.<br /><em>See also:</em> capitalism; needs standard; radical economics <br /><em>Reference</em><br />Marcuse, H. (1964) One Dimensional Man, London: Sphere.

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<strong>Parent</strong> – For the purpose of PLUS Loan eligibility, a parent is defined as a student' s natural or adoptive mother or father, or the spouse of a parent who remarried if that spouse' s income and assets would be required for completion of the FAFSA.

<strong>Adjusted Gross Income (AGI)</strong> – Adjusted Gross Income, an income figure on federal tax returns used to perform need analysis and verification.

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<strong>Delivery of proceeds</strong> – Delivery of loan proceeds by the school to the borrower. Also referred to as “release of proceeds.”
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<strong>Missouri Higher Education Loan Authority (MOHELA)</strong> – Missouri' s designated FFEL Program secondary market. MOHELA, a non-profit quasi-governmental entity, originates, disburses, services, and purchases FFEL Program loans. MOHELA was created more than 20 years ago and is headquartered in Chesterfield, Missouri.

Cultural Revolution (NO)<br />A change in the organization of the Chinese society and economy in the late 1960s and 1970s. This revolution challenged the DfV!SlON OF LABOUR previously practised, especially by breaking down the division between the town and count ryside. Revolutionary factory committees were set up to implement changes. These included using five-yea r plans only as general guidelines, requiring administrators to work two or three days per week in manual work and setting up of work teams involved in matters as diverse as production planning, assigning production tasks, establishing safety regulations and managing welfa re funds. Mass action was used to unify the working class.<br /><em>Reference</em><br />Bettelheim, C. (1974) Cultural Revolution and Industrial Organization in China. Changes in Management and the Division of Labour, trans. A. Ehrenfeld, New York and London: Monthly Review Press.

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new political economy (DO, EO)<br />A school of economics which attempts to demonstrate that actual economic policies are determined by a political mechanism. Income distribution and the nature of political institutions are especially emphasized. GAME THEORY, PRINCIPAL AGENT, TRANSACTIONS COSTS and the POLITICAL BUSINESS CYCLE are all used as tools of analysis.<br /><em>Reference</em><br />Drazan, A. (2000) Political economy in macroeconomics, Princeton, NJ: Princeton University Press.<br /> Persson, T. and Tabellini, G. (2000) Political Economy: Explaining Economic Policy, Cambridge, MA: MIT Press.

<strong>Publications Order Form</strong> – The MDHE makes available, free of charge, a variety of publications to assist in providing financial aid officers and students with information about financial assistance, debt management, and default prevention. More information is available at: http://www.dhe.mo.gov/publicationsorderform.shtml.
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<strong>Out of school date (OSD)</strong> – The date the student ceases to be enrolled at least half time. An OSD may also be referred to as the last date of attendance (LDA) or, if the student completed the program of study, the actual graduation date.
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<strong>Anticipated Graduation Date (AGD)</strong> – The date a student expects to graduate. May also be referred to as the Expected Graduation Date (EGD) or the Anticipated Completion Date (ACD).
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selection bias (C1)<br />A deviation from the random selection method of sampling. Although selections which depart from the random method of selection fail to provide an accurate description of the population sampled, models of self-selection have often been used in economics, e.g. to study occupational choice, the returns to training and the returns to schooling.<br /><em>Reference</em><br />Roy, A.D. (1951) 'Some thoughts on the distribution of earnings', 0xford Economic Papers, New Series 3: 135-46.
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08-01-2011 11:14 PM

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Rybczynski theorem (Fl)<br />The effect on production, consumption and the TERMS oF TRADE of an increase in the quantity of one factor of production. As the same rates of substitution in

<strong>COOL</strong> – College Opportunities OnLine, a college locator tool offered online by the U.S. Department of Education' s National Center for Education Statistics. The site is located at the following url: http://www.nces.ed.gov/ipeds/cool/.

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<strong>MPN</strong> – Master Promissory Note. A common form that allows a student or parent to borrow multiple loans for multiple academic years.
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choice variable (C1)<br />An independent variable in an OBJECTIVE FUNCTION which an economic agent attempts to maximize or minimize. Also known as a decision variable or policy variable.

shadow price (DO)<br />An imputed price used where a market price does not exist. These prices are used by large firms for their internal transactions, by central planners for accounting purposes and in COST BENEFIT ANALYSIS to measure the effects of a particular investment. There are shadow rates of interest, shadow exchange rates and shadow wage rates. The purpose of such pricing is to correct distortions introduced by monopoly, taxes and unemployment. The concept has many applications in both developed and less developed countries (because they tend to overvalue their labour and undervalue their foreign exchange).<br /><em>Reference</em><br />Little, !.M.D. and Scott, M.P.G. (eds) (1976) Using Shadow Prices, London: Heinemann Educational.

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08-02-2011 12:00 AM

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<strong>Secondary market</strong> – An entity that purchases education loans from eligible lenders. The secondary market obtains funds from investors or public bonds and uses those funds to purchase existing education loans from lenders.
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<strong>Cure</strong> – Reinstatement of a loan' s guarantee upon completion of a prescribed series of loan collection activities. Also defined as the process by which the loan' s guarantee is reinstated.

Pigou, Arthur Cecil, 1877-1959 (B3)<br />The Cambridge economist who was a fellow of King's College from 1902 to 1959 and professor of economics, in succession to MARSHALL, from 1908 to 1943. In Wealth and Welfare (1912), which was expanded into The Economics of Welfare (1920), he built upon Marshallian foundations a study of the size and distribution of national income and the case for government intervention. His other major works included Industrial Fluctuations (1927), Public Finance (1928) and Employ- ment and Equilibrium (1941). Although he was initially critical of KEYNES'S GENERAL THEORY, by 1949 he was prepared to concede that it was an original contribution to economic analysis.<br /> <br /><em>Reference</em><br />Casson, M. (1983) Economics of Unemployment, Oxford: Martin Robertson. O'Brien, D.P. and Presley, J.R. (eds) (1981)<br />Pioneers of Modern Economics in Britain, ch. 4, London: Macmillan.
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integrated pollution control (Q2)<br />A system of pollution licences covering a wide range of industries intended to control the overall levels of air and water pollution in a particular area.<br /><em>See also:</em> Environmental Protection Agency; pollution control
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foreign trade organization (F1, P3)<br />A state agency of a COMECON country which exported and imported on behalf of state enterprises of a particular sector of a national economy. From the 1920s, it was a major organization of the Soviet economy. However, with Hungary as an example, enterprises in Comecon countries increasingly allowed the choice of trading directly or through foreign trade organizations.<br /><em>See also:</em> state trading organization
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<strong>EFT</strong> – Electronic Funds Transfer, the transfer of funds via an electronic method such as wire, which is realtime, or Automated Clearinghouse (ACH), an overnight process.

<strong>Forgiveness</strong> – The release of a borrower or any comaker from all or a portion of his or her loan obligation due to qualifying child care service or qualifying teaching service.
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beggar-my-neighbour policy (F1)<br />A PROTECTIONIST foreign trade policy which attempts to improve the domestic economy at the expense of foreign countries. This policy was at the heart of much of
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20 subsidiary (L4)<br />A subsidiary of a US bank holding company or a bank foreign to the USA permitted by the FEDERAL RESERVE on a case-by-case basis to engage in underwriting and security dealing. The section is part of the Bank Holding Act.

out of the money (G2)<br />For a CALL OPTION where the UNDERLIER is below the STRIKE PRICE; for a PUT OPTION where the underlier is above that price.
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<strong>Lender of Last Resort (LLR)</strong> – A student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students.

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Solow neutral (03)<br />TECHNICAL PROGRESS which increases capital but does not affect the distribution of GNP between labour earnings and capital yield.<br /><em>Reference</em><br />Solow, R.M. (1956) 'A contribution to the theory of economic growth', Quarterly Journal of Economics 70: 65-94.
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<strong>Treasury Offset</strong> – The withholding of a borrower' s federal Treasury payments, such as federal tax refunds, veteran' s benefits, and social security benefits, to repay a defaulted student loan.

ex post variables (EO)<br />Variables which show actual econom1c outcomes, e.g. the amount of fixed investment which has been undertaken. In the 1930s there was much discussion in macroeconomics of how ex ante savings and investment that were different in amount became equal ex post. One possibility was for there to be saving at each round of income generated from an ex ante investment excess over ex ante saving.<br /><em>See also:</em> ex ante variables

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<strong>Institutional Student Information Record (ISIR)</strong> – The electronic output record provided to the school by the CPS that includes information provided by the student on the FAFSA. The ISIR contains the student' s EFC (Expected Family Contribution) and the results of federal database matches.

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<strong>CDR</strong> – Cohort Default Rate. As defined within 34 CFR 668.181</strong> – 668.198 (subpart M), the percentage of Stafford Loan borrowers who default before the end of the fiscal year following the fiscal year in which they entered repayment on their loans. The U.S. Department of Education calculates this rate annually for each school participating in the federal student loan programs. The most recent period for which final CDRs have been published is 2004. Schools may also obtain their draft CDR for 2005.

<strong>Entrance counseling</strong> – Counseling required to be provided by a school to its borrowers prior to delivering a student' s first disbursement associated with his or her first loan.
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the UK from 1925 to 1932) and in effect in the 1960s.<br /><em>See also:</em> dollar standard; gold bullion standard
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overtrading (M2)<br />Operating a firm with a low CURRENT RAno, a shortage of working capital so that a shortage of cash makes payment of wages, taxes and sums due to trade creditors impossible on the date due.<br /><em>See also:</em> undertrading

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foreign exchange market (G1)<br />A market where currencies are exchanged for each other. Both spot and forward trading are used. In 1991, the top banking centres measured as a percentage share of Reuters currency quotations were: London 17 per cent, New York 15 per cent, Singapore 11 per cent, Hong Kong 11 per cent, Zurich 7 per cent, Tokyo 6 per cent, Paris 5 per cent and Frankfurt 4 per cent. As the most important influence on these markets is company cash flows, this in a sense makes MULTINATIONAL CORPORATIONS mini-banks through their CORPORATE FINANCE activities. Central banks intervene to achieve a desired exchange rate for their own currencies. If they force their exchange rates down, speculators will leave the market. A stable exchange rate at the desired level usually requires active USe of MONETARY and FISCAL POLICIES.<br /><em>See also:</em> forward market; spot market

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<strong>Hold/release code (H/R code)</strong> – Within CommonLine file specifications, an “H” may be used to indicate a hold on a disbursement and an “R” indicates a status of “release.” This transaction is located within the @1-09 record.

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<strong>HEA</strong> – the Higher Education Act of 1965, as amended, which created the federal student aid programs.
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Luxemburg effect (F2)<br />The causal relationship between the flow of money capital and the flow of capital goods from a metropolis to colonies or other satellites. Rosa LUXEMBURG asserted that this could assume different forms including loans between states, PORTFOLIO INVESTMENT in foreign-owned enterprises and direct investment in overseas subsidiaries. The metropolis benefits from this in that the money flows generate a demand for its capital goods and the repayment of loans by satellites forces them into economic dependence.

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<strong>DL</strong> – Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program. Direct lending is codified in federal regulations within 34 CFR 685.
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