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<strong>MSLG</strong> – Missouri Student Loan Group, the division of the MDHE which administers the FFEL Program.

<strong>Code of Federal Regulations (CFR)</strong> – The regulations from the U.S. Department of Education relating to the federal student aid programs are codified in Volume 34. Part 668 governs the student assistance general provisions. Part 682 regulates the FFEL Program.

<strong>Perkins Loan</strong> – The Federal Perkins Loan Program, a campus-based Title IV student loan program administered by the school.

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barrier to exit (Ll)<br />The costs or forgone profits of a firm which will occur if it leaves an industry. Barriers to exit are less common than barriers to entry, excepting where a government, to prevent increased unemployment, keeps in existence a large organization threatened with financial collapse; specialized assets may also deter a firm from leaving an industry.<br /><em>See also:</em> ba rrier to ent ry <br /><em>Reference</em><br />Caves, R.E. and Porter, M.E. (1977) 'From entry barriers to mobility barriers: conjectural decisions and contrived deter-
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Regulation Q (E4, E5)<br />The ceiling to the rate of interest US COMMERCIAL BANKS could pay on deposits of less than thirty days' maturity in the period 1933-85. This maximum rate was fixed from time to time by the US FEDERAL RESERVE SYSTEM. One of the aims of the regulation was to reduce the cost of housing finance as THRIFTS would be able to operate with low interest rates. As the regulation was evaded by bankers borrowing abroad to replace domestic deposits, the growth of the EURODOLLAR market was encouraged and much ms!NTERMED!AT!ON occurred. In 1980, it was decided to phase out the regulation over a five-year period.

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<strong>HT</strong> – Half Time, an enrollment status indicating the student is carrying an academic workload, as determined by the school, that is more than half time but less than full time.
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accepting house (G2)<br />A UK merchant bank which, by approving a commercial bill of exchange, created a short-term marketable asset. In the past such accepting was the major activity of many of these banks but now they have diversified into other activities, including corporate finance and portfolio management In 1981, the Bank of England ended their special status as endorsers of bills: the Bank of England now regards other COMMERCIAL PAPER as eligible for purchase.
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<strong>Master Promissory Note (MPN)</strong> – A common form that allows a student or parent to borrow multiple loans for multiple academic years and providing repayment obigations information (rights and responsibilities). A signed borrower MPN is required before student loan funds can be disbursed to the school.
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McFadden Branch Banking Act 1927 (G2)<br />US federal statute which helped national banks to compete with state-chartered banks by allowing them the same power to open branches as the state banks in that area. An aim of the Act was to encourage banks to stay in the FEDERAL RESERVE SYSTEM.
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<strong>CB</strong> – The abbreviation for Campus-Based aid. Campus-based aid programs include Federal Work Study (FWS), the Federal Perkins Loan Program, and the Federal Supplemental Educational Opportunity Grant (FSEOG). “CB” also indicates a type of Dear Colleague Letter specifically addressing campus-based aid programs.
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<strong>Award</strong> – Schools award, or “package,” student aid for each year for students. Once the aid is awarded, schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded for the year. (Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.) The financial aid award may also be referred to as the “financial aid package.”
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<strong>Federal Work-Study Program (FWS)</strong> – A campus-based Title IV student employment program administered by the school. FWS is a need-based program.
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<strong>HEA</strong> – the Higher Education Act of 1965, as amended, which created the federal student aid programs.
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capitalist imperiali sm (L2, 00)<br />The exercise of power by major capitalist countries over less developed countries, often through the medium of MULTINATIONAL CORPORATIONS. Ma rxists have argued
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