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<strong>AL</strong> – Alternative loan, the CommonLine loan type code used to identify any non federal student loan, also referred to as “private loan.”

cash limit (H5)<br />A method of controlling government spending in the UK which replaced a constant-prices system. From 1974 to 1976, cash limits were used for several
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<strong>Comaker</strong> – One of two married individuals who jointly consolidated their federal students loans before July 1, 2006. This term also applies to two parents who were joint borrowers of a PLUS Loan made prior to April 16, 1999.

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<strong>Academic Competitiveness Grant (ACG)</strong> – A new federal grant available as of July 1, 2006. Eligibility for this grant is based on high school academic performance as well as financial need. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding.
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gold franc (F3)<br />An ARTIFICIAL CURRENCY used by the International Telecommunications Union (Geneva) to express telecommunications charges of different countries in the same 'currency'. In 1865, the Telegraph Convention adopted the French franc as the monetary unit to be used in calculating international tariffs as it was a major hard currency. In 1928, to avoid the problem of fluctuations in the value of the franc, a standardized 'gold franc' equal to 10/31 of a gram of gold was the basic unit chosen. In 1947, many countries were dissatisfied with the system but the proposal to devalue the gold franc was rejected as it meant a reduction in international telegraph and telephone rates. Lacking an alternative, the system continued. However, the gold franc was never a reserve currency (accounts are settled in national currencies) but merely a unit of account: thus it has only one of the functions of money. Since the floating of currencies in 1971, the conversion of gold francs into national currencies has produced divergent results. Also, gold francs of different values are used for different types of transactions, e.g. the value for shipping tolls is different from that for telegrams. in 1987, the value of the gold franc was fixed with 3.0061 gold francs equal to 1 special drawing right.

<strong>Escrow agent</strong> – A guarantor or other eligible entity that receives the proceeds of a FFEL Program loan as an agent of an eligible lender for the purpose of transmitting those proceeds to the school.

is increasingly challenged in the case of flights between the countries of the EUROPEAN COMMUNITY.

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divergence threshold (F3)<br />The crucial value of the DIVERGENCE INDICATOR for a currency of the EXCHANGE RATE MECHANISM. At this value, either a change in the domestic economic policies of the country concerned or a change in the PAR VALUE of its currency is required.

expensive easy money (E4, G2)<br />oKuN regarded this as credit extensively available, and therefore easy, but offered at higher interest rates and thus expensive.
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